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BIN 404185 – Visa Credit Card from Vietnam Bank for Industry and Trade

The first six digits 404185 identify a Visa Gold credit card issued by Vietnam Bank for Industry and Trade (Vietnam). Below: card format, test numbers and related BINs.

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404185Visa Credit
Network
Visa
Type
Credit
Level
Gold
Issuer
Vietnam Bank for Industry and Trade
Country
Vietnam VN
Card length
16 digits (13 and 19 also allowed)
Security code
3-digit CVV2 on the back
8-digit range
40418500–40418599
Issuer phone
+841900558868
Issuer website
www.vietinbank.vn

Generate test numbers with this BIN Open in BIN generator

Sample test numbers for BIN 404185 Test data

NumberExpiryCVVCopy
4041 8551 2804 332004/2028646
4041 8504 8371 961406/2028449
4041 8528 9208 668403/2027064

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 404185

BIN 404185 is listed as a Visa Gold credit card issued by Vietnam Bank for Industry and Trade in Vietnam. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Gold is a mid-tier product between the entry level (Classic or Standard) and premium tiers such as Platinum.

Vietnam Bank for Industry and Trade has fewer than ten BINs in our data, so it has no bank page.

Vietnam has 782 BINs in the dataset; among the 743 that name an issuer, the main networks are Visa (50%), Mastercard (30%), Private label (9%), and 46% are debit. See the Vietnam BIN list or the Vietnam card generator.

Visa number format for BIN 404185

Starts with404185 (the BIN). First digit 4: banking and financial
Length16 digits (13 and 19 also allowed)
Security code3-digit CVV2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as4041 8551 2804 3320

A checkout that receives a number starting with 404185 should detect Visa, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

The BINs closest to 404185 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.

Frequently asked questions

Which bank issued BIN 404185?

BIN 404185 is registered to Vietnam Bank for Industry and Trade in Vietnam. The dataset lists the website www.vietinbank.vn. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 404185 a debit or a credit card BIN?

It is recorded as credit, product level Gold. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

How many digits does a card with BIN 404185 have?

Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 404185?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Vietnam Bank for Industry and Trade, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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