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BIN 405451 – Visa Credit Card from Citibank

Bank identification number 405451 belongs to a Visa Gold credit card range of Citibank in India. Below: card format, test numbers and related BINs.

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405451Visa Credit
Network
Visa
Type
Credit
Level
Gold
Issuer
Citibank
Country
India IN
Card length
16 digits (13 and 19 also allowed)
Security code
3-digit CVV2 on the back
8-digit range
40545100–40545199
Issuer phone
+912249552484

Generate test numbers with this BIN Open in BIN generator All BINs of this bank

Sample test numbers for BIN 405451 Test data

NumberExpiryCVVCopy
4054 5153 6711 544511/2029889
4054 5118 8671 673012/2027933
4054 5151 1388 892308/2027030

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 405451

BIN 405451 is listed as a Visa Gold credit card issued by Citibank in India. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Gold is a mid-tier product between the entry level (Classic or Standard) and premium tiers such as Platinum.

Citibank has 31 BINs in the dataset, which makes it 47th of 78 banks with a BIN page in India. The Citibank BIN list shows all of them with network, type and level.

India has 12,256 BINs in the dataset; among the 8,163 that name an issuer, the main networks are RuPay (54%), Visa (22%), Mastercard (13%), and 78% are debit. See the India BIN list or the India card generator.

Visa number format for BIN 405451

Starts with405451 (the BIN). First digit 4: banking and financial
Length16 digits (13 and 19 also allowed)
Security code3-digit CVV2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as4054 5153 6711 5445

When you test with this BIN, check that your form shows the Visa logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

BINs just below and above 405451. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.

More BINs from Citibank

All 31 BINs of Citibank →

Frequently asked questions

Which bank issued BIN 405451?

BIN 405451 is registered to Citibank in India. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 405451 a debit or a credit card BIN?

It is recorded as credit, product level Gold. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

How many digits does a card with BIN 405451 have?

Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 405451?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Citibank, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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