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BIN 406010 – Visa Debit Card from Jamestown Area Community Federal Credit Union

The first six digits 406010 identify a Visa Classic debit card issued by Jamestown Area Community Federal Credit Union (United States). Below: card format, test numbers and related BINs.

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406010Visa Debit
Network
Visa
Type
Debit
Level
Classic
Issuer
Jamestown Area Community Federal Credit Union
Country
United States US
Card length
16 digits (13 and 19 also allowed)
Security code
3-digit CVV2 on the back
8-digit range
40601000–40601099

Generate test numbers with this BIN Open in BIN generator

Sample test numbers for BIN 406010 Test data

NumberExpiryCVVCopy
4060 1019 7587 368303/2030178
4060 1064 0965 007803/2029386
4060 1053 4864 780706/2028441

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 406010

BIN 406010 is listed as a Visa Classic debit card issued by Jamestown Area Community Federal Credit Union in the United States. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Classic marks an entry-level consumer product.

Jamestown Area Community Federal Credit Union has fewer than ten BINs in our data, so it has no bank page.

The United States has 156,869 BINs in the dataset; among the 73,133 that name an issuer, the main networks are Visa (50%), Mastercard (22%), Discover (17%), and 46% are debit. See the United States BIN list or the United States card generator.

Visa number format for BIN 406010

Starts with406010 (the BIN). First digit 4: banking and financial
Length16 digits (13 and 19 also allowed)
Security code3-digit CVV2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as4060 1019 7587 3683

When you test with this BIN, check that your form shows the Visa logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

BINs just below and above 406010. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.

Frequently asked questions

Which bank issued BIN 406010?

BIN 406010 is registered to Jamestown Area Community Federal Credit Union in the United States. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 406010 a debit or a credit card BIN?

It is recorded as debit, product level Classic. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).

How many digits does a card with BIN 406010 have?

Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 406010?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Jamestown Area Community Federal Credit Union, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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