FakecreditcardAbout BIN 409669
In our BIN data, 409669 is a Visa Business Enhanced credit card range that belongs to Bank of China, Ltd., registered in China. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Business, corporate and commercial products are issued to companies for company spending and often carry different interchange fees from consumer cards.
With 221 BINs, Bank of China, Ltd. ranks 5th among the 41 banks we list for China. The Bank of China, Ltd. BIN list shows all of them with network, type and level.
Across China, the dataset counts 18,370 BINs; among the 6,236 that name an issuer, the main networks are UnionPay (39%), Private label (21%), Local brand (15%), and 66% are debit. See the China BIN list or the China card generator.
Visa number format for BIN 409669
| Starts with | 409669 (the BIN). First digit 4: banking and financial |
|---|---|
| Length | 16 digits (13 and 19 also allowed) |
| Security code | 3-digit CVV2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 4096 6991 0050 5896 |
A checkout that receives a number starting with 409669 should detect Visa, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
The BINs closest to 409669 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.
More BINs from Bank of China, Ltd.
All 221 BINs of Bank of China, Ltd. →
Frequently asked questions
Which bank issued BIN 409669?
BIN 409669 is registered to Bank of China, Ltd. in China. The dataset lists the website www.boc.cn. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 409669 a debit or a credit card BIN?
It is recorded as credit, product level Business Enhanced. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.
How many digits does a card with BIN 409669 have?
Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 409669?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Bank of China, Ltd., linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.