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BIN 412030 – Visa Debit Card from Zenith Bank (Ghana), Ltd.

The first six digits 412030 identify a Visa Prepaid Classic debit card issued by Zenith Bank (Ghana), Ltd. (Ghana). Below: card format, test numbers and related BINs.

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412030Visa Debit
Network
Visa
Type
Debit
Level
Prepaid Classic
Issuer
Zenith Bank (Ghana), Ltd.
Country
Ghana GH
Card length
16 digits (13 and 19 also allowed)
Security code
3-digit CVV2 on the back
8-digit range
41203000–41203099

Generate test numbers with this BIN Open in BIN generator All BINs of this bank

Sample test numbers for BIN 412030 Test data

NumberExpiryCVVCopy
4120 3076 0506 421701/2029505
4120 3044 8458 397902/2030695
4120 3012 6640 460603/2031073

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 412030

In our BIN data, 412030 is a Visa Prepaid Classic debit card range that belongs to Zenith Bank (Ghana), Ltd., registered in Ghana. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Prepaid products are loaded with funds in advance instead of drawing on a credit line; subscription and recurring-billing flows often handle them separately.

With 26 BINs, Zenith Bank (Ghana), Ltd. ranks the largest among the 10 banks we list for Ghana. The Zenith Bank (Ghana), Ltd. BIN list shows all of them with network, type and level.

Across Ghana, the dataset counts 319 BINs; among the 284 that name an issuer, the main networks are Visa (66%), Mastercard (30%), UnionPay (2%), and 85% are debit. See the Ghana BIN list.

Visa number format for BIN 412030

Starts with412030 (the BIN). First digit 4: banking and financial
Length16 digits (13 and 19 also allowed)
Security code3-digit CVV2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as4120 3076 0506 4217

A checkout that receives a number starting with 412030 should detect Visa, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

The BINs closest to 412030 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.

More BINs from Zenith Bank (Ghana), Ltd.

All 26 BINs of Zenith Bank (Ghana), Ltd. →

Frequently asked questions

Which bank issued BIN 412030?

BIN 412030 is registered to Zenith Bank (Ghana), Ltd. in Ghana. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 412030 a debit or a credit card BIN?

It is recorded as debit, product level Prepaid Classic. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).

How many digits does a card with BIN 412030 have?

Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 412030?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Zenith Bank (Ghana), Ltd., linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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