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BIN 414825 – Visa Credit Card from Essential Federal Credit Union

The first six digits 414825 identify a Visa Classic credit card issued by Essential Federal Credit Union (United States). Below: card format, test numbers and related BINs.

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414825Visa Credit
Network
Visa
Type
Credit
Level
Classic
Issuer
Essential Federal Credit Union
Country
United States US
Card length
16 digits (13 and 19 also allowed)
Security code
3-digit CVV2 on the back
8-digit range
41482500–41482599
Issuer phone
+18883692207
Issuer website
www.essentialfcu.org

Generate test numbers with this BIN Open in BIN generator

Sample test numbers for BIN 414825 Test data

NumberExpiryCVVCopy
4148 2538 2017 040508/2027268
4148 2517 5602 086711/2029163
4148 2529 8676 307803/2031210

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 414825

In our BIN data, 414825 is a Visa Classic credit card range that belongs to Essential Federal Credit Union, registered in the United States. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Classic marks an entry-level consumer product.

Essential Federal Credit Union has fewer than ten BINs in our data, so it has no bank page; 2 BINs starting with 414 belong to it.

Across the United States, the dataset counts 156,869 BINs; among the 73,133 that name an issuer, the main networks are Visa (50%), Mastercard (22%), Discover (17%), and 46% are debit. See the United States BIN list or the United States card generator.

Visa number format for BIN 414825

Starts with414825 (the BIN). First digit 4: banking and financial
Length16 digits (13 and 19 also allowed)
Security code3-digit CVV2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as4148 2538 2017 0405

When you test with this BIN, check that your form shows the Visa logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

BINs just below and above 414825. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.

More BINs from Essential Federal Credit Union

Frequently asked questions

Which bank issued BIN 414825?

BIN 414825 is registered to Essential Federal Credit Union in the United States. The dataset lists the website www.essentialfcu.org. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 414825 a debit or a credit card BIN?

It is recorded as credit, product level Classic. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

How many digits does a card with BIN 414825 have?

Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 414825?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Essential Federal Credit Union, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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