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BIN 415301 – Visa Debit Card from Suomen Luotto-Osuuskunta

Bank identification number 415301 belongs to a Visa Electron debit card range of Suomen Luotto-Osuuskunta in Finland. Below: card format, test numbers and related BINs.

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415301Visa Debit
Network
Visa
Type
Debit
Level
Electron
Issuer
Suomen Luotto-Osuuskunta
Country
Finland FI
Card length
16 digits (13 and 19 also allowed)
Security code
3-digit CVV2 on the back
8-digit range
41530100–41530199
Issuer phone
+358405077817
Issuer website
www.luottoosuuskunta.fi

Generate test numbers with this BIN Open in BIN generator

Sample test numbers for BIN 415301 Test data

NumberExpiryCVVCopy
4153 0178 1799 799305/2031512
4153 0189 1317 831402/2028229
4153 0169 4885 256407/2029433

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 415301

BIN 415301 is listed as a Visa Electron debit card issued by Suomen Luotto-Osuuskunta in Finland. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Visa Electron is a debit product that is authorized online for every transaction.

Suomen Luotto-Osuuskunta has fewer than ten BINs in our data, so it has no bank page.

Finland has 912 BINs in the dataset; among the 473 that name an issuer, the main networks are Visa (29%), American Express (25%), Mastercard (22%), and 22% are debit. See the Finland BIN list or the Finland card generator.

Visa number format for BIN 415301

Starts with415301 (the BIN). First digit 4: banking and financial
Length16 digits (13 and 19 also allowed)
Security code3-digit CVV2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as4153 0178 1799 7993

A checkout that receives a number starting with 415301 should detect Visa, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

The BINs closest to 415301 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.

Frequently asked questions

Which bank issued BIN 415301?

BIN 415301 is registered to Suomen Luotto-Osuuskunta in Finland. The dataset lists the website www.luottoosuuskunta.fi. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 415301 a debit or a credit card BIN?

It is recorded as debit, product level Electron. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).

How many digits does a card with BIN 415301 have?

Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 415301?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Suomen Luotto-Osuuskunta, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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