FakecreditcardAbout BIN 420739
BIN 420739 is listed as a Visa Platinum credit card issued by SBI Cards and Payment Services, Ltd. in India. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Platinum is a premium tier; the issuer sets the benefits and limits, but it ranks above the entry-level products.
SBI Cards and Payment Services, Ltd. has 111 BINs in the dataset, which makes it 15th of 78 banks with a BIN page in India. The SBI Cards and Payment Services, Ltd. BIN list shows all of them with network, type and level.
India has 12,256 BINs in the dataset; among the 8,163 that name an issuer, the main networks are RuPay (54%), Visa (22%), Mastercard (13%), and 78% are debit. See the India BIN list or the India card generator.
Visa number format for BIN 420739
| Starts with | 420739 (the BIN). First digit 4: banking and financial |
|---|---|
| Length | 16 digits (13 and 19 also allowed) |
| Security code | 3-digit CVV2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 4207 3985 1414 6555 |
A checkout that receives a number starting with 420739 should detect Visa, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
The BINs closest to 420739 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.
More BINs from SBI Cards and Payment Services, Ltd.
All 111 BINs of SBI Cards and Payment Services, Ltd. →
Frequently asked questions
Which bank issued BIN 420739?
BIN 420739 is registered to SBI Cards and Payment Services, Ltd. in India. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 420739 a debit or a credit card BIN?
It is recorded as credit, product level Platinum. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.
How many digits does a card with BIN 420739 have?
Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 420739?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by SBI Cards and Payment Services, Ltd., linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.