FakecreditcardAbout BIN 428074
In our BIN data, 428074 is a Visa Classic credit card range that belongs to Banco de Credito del Peru, registered in Peru. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Classic marks an entry-level consumer product.
With 42 BINs, Banco de Credito del Peru ranks 4th among the 9 banks we list for Peru. The Banco de Credito del Peru BIN list shows all of them with network, type and level.
Across Peru, the dataset counts 597 BINs; among the 533 that name an issuer, the main networks are Visa (53%), Mastercard (24%), Diners Club (18%), and 35% are debit. See the Peru BIN list or the Peru card generator.
Visa number format for BIN 428074
| Starts with | 428074 (the BIN). First digit 4: banking and financial |
|---|---|
| Length | 16 digits (13 and 19 also allowed) |
| Security code | 3-digit CVV2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 4280 7466 6921 3705 |
When you test with this BIN, check that your form shows the Visa logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
BINs just below and above 428074. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.
More BINs from Banco de Credito del Peru
All 42 BINs of Banco de Credito del Peru →
Frequently asked questions
Which bank issued BIN 428074?
BIN 428074 is registered to Banco de Credito del Peru in Peru. The dataset lists the website www.viabcp.com. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 428074 a debit or a credit card BIN?
It is recorded as credit, product level Classic. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.
How many digits does a card with BIN 428074 have?
Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 428074?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Banco de Credito del Peru, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.