FakecreditcardReal BINs from banks in Peru
The generator above is preset with BIN 405893, a Visa debit range of Unibanca, S.A. Pick another bank's BIN below to switch — each number keeps the BIN, gets random digits and a Luhn check digit, and comes with a random expiry date and CVV.
| BIN | Issuer | Network | Type · level | Use this BIN |
|---|---|---|---|---|
| 405893 | Unibanca, S.A. | Visa | Debit · Prepaid Classic | Use |
| 424137 | Scotiabank Peru S.A.A. | Visa | Credit · Classic | Use |
| 402160 | Banco de Credito del Peru | Visa | Credit · Classic | Use |
| 404208 | Banco BBVA Peru | Visa | Credit · Classic | Use |
| 411093 | Interbank - Banco Internacional del Peru | Visa | Credit · Classic | Use |
| 400657 | Procesos de Medios de Pago, S.A. | Visa | Debit · Prepaid Classic | Use |
| 410334 | Banco Interamericano de Finanzas, S.A. | Visa | Credit · Classic | Use |
| 522494 | Banco Internacional del Peru | Mastercard | Debit · Prepaid | Use |
One BIN per bank — the most common Visa or Mastercard product of each of the largest issuers. All 533 BINs with a named issuer are in the Peru BIN list.
Largest card issuers in Peru
The 10 banks with the most BINs in the data, out of 71 named issuers. Each bank with ten or more BINs has a page listing all of them.
| Issuer | BINs | Main network | Debit |
|---|---|---|---|
| DC Peru | 97 | Diners Club | 1% |
| Unibanca, S.A. | 55 | Visa | 87% |
| Scotiabank Peru S.A.A. | 51 | Visa | 27% |
| Banco de Credito del Peru | 42 | Visa | 14% |
| Banco BBVA Peru | 28 | Visa | 25% |
| Interbank - Banco Internacional del Peru | 24 | Visa | 33% |
| Procesos de Medios de Pago, S.A. | 16 | Mastercard | 81% |
| Banco Interamericano de Finanzas, S.A. | 14 | Visa | 21% |
| Banco Internacional del Peru | 12 | Mastercard | 42% |
| Banco Ripley, S.A. | 9 | Mastercard | 22% |
Card networks and card types in Peru
Peru has 597 BINs in the dataset; 533 name the issuing bank, spread over 71 issuers. The largest network is Visa with 50% of the ranges, followed by Mastercard (22%). Credit ranges outnumber debit ranges 377 to 220. 101 ranges are prepaid or gift products and 69 are business, corporate or commercial cards.
| Network | BINs | Share | Debit | Credit |
|---|---|---|---|---|
| Visa | 301 | 50% | 127 | 174 |
| Mastercard | 134 | 22% | 62 | 72 |
| Diners Club | 108 | 18% | 0 | 108 |
| Maestro | 27 | 5% | 27 | 0 |
| American Express | 23 | 4% | 0 | 23 |
| Private label | 3 | 1% | 3 | 0 |
| Discover | 1 | less than 1% | 1 | 0 |
Most common product levels: Classic (107), Personal (104), Standard (76), Gold (44), Prepaid (40).
Payment testing notes for Peru
- Currency: PEN (Peruvian sol). Most gateway APIs expect amounts in the smallest unit, for example 1050 for 10.50.
- Card country: fraud rules often compare the BIN country (PE) with the shopper's IP address and billing address. Generate numbers with a BIN from Peru to test the domestic path, and with a foreign BIN to test cross-border rules.
- Debit vs credit: 36% of the BINs from Peru are debit ranges. If your checkout treats debit differently (fees, installments, recurring billing), test with a BIN of each type from the table above.
Generated numbers only pass format checks: network prefix, length and the Luhn checksum. They are not issued by any bank in Peru, carry no money and are declined by every real payment system — use them for forms, validation and BIN rules, and switch to your gateway's documented test cards for approvals and declines.
← Generators for other countries · Peru BIN list · BIN generator · BIN checker
BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.
Frequently asked questions
Can I generate a Peru credit card number for testing?
Yes. The generator on this page starts every number with a real BIN registered to a bank in Peru — by default 405893 (Unibanca, S.A, Visa debit). The remaining digits are random and the last one is a Luhn check digit. No bank issued the number, so it carries no account and real payments with it are declined.
Which card networks are most common in Peru?
By BIN count in our data: Visa 50%, Mastercard 22%, Diners Club 18%, Maestro 5%. Debit ranges make up 37% and credit ranges 63%.
Which BINs do Visa cards from Peru start with?
Examples from different banks: 405893 (Unibanca, S.A.); 424137 (Scotiabank Peru S.A.A.); 402160 (Banco de Credito del Peru); 404208 (Banco BBVA Peru). See the Peru BIN list for every bank.
Which currency should I use to test payments from Peru?
PEN (Peruvian sol). Gateway APIs usually expect amounts in the smallest unit (for example 1050 for 10.50). A card from any country can pay in any currency the merchant supports; the issuer handles conversion.
Will these numbers pass a payment gateway?
They pass format checks — length, network prefix and the Luhn checksum — so they are ideal for testing form validation and BIN-based rules. Gateways in test mode want their own documented test cards for approvals and declines; in live mode every generated number is declined because no bank has issued it.