FakecreditcardAbout BIN 428416
In our BIN data, 428416 is a Visa Platinum credit card range that belongs to P.T. Bank CIMB Niaga Tbk., registered in Indonesia. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Platinum is a premium tier; the issuer sets the benefits and limits, but it ranks above the entry-level products.
With 18 BINs, P.T. Bank CIMB Niaga Tbk. ranks 13th among the 20 banks we list for Indonesia. The P.T. Bank CIMB Niaga Tbk. BIN list shows all of them with network, type and level.
Across Indonesia, the dataset counts 808 BINs; among the 681 that name an issuer, the main networks are Visa (51%), Mastercard (42%), Maestro (2%), and 33% are debit. See the Indonesia BIN list or the Indonesia card generator.
Visa number format for BIN 428416
| Starts with | 428416 (the BIN). First digit 4: banking and financial |
|---|---|
| Length | 16 digits (13 and 19 also allowed) |
| Security code | 3-digit CVV2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 4284 1637 2515 7403 |
A checkout that receives a number starting with 428416 should detect Visa, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
The BINs closest to 428416 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.
More BINs from P.T. Bank CIMB Niaga Tbk.
All 18 BINs of P.T. Bank CIMB Niaga Tbk. →
Frequently asked questions
Which bank issued BIN 428416?
BIN 428416 is registered to P.T. Bank CIMB Niaga Tbk. in Indonesia. The dataset lists the website www.cimbniaga.co.id. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 428416 a debit or a credit card BIN?
It is recorded as credit, product level Platinum. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.
How many digits does a card with BIN 428416 have?
Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 428416?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by P.T. Bank CIMB Niaga Tbk., linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.