Indonesia Credit Card Generator

Real BINs from banks in Indonesia

The generator above is preset with BIN 222938, a Mastercard debit range of PT. Bank Negara Indonesia (Persero) Tbk. Pick another bank's BIN below to switch — each number keeps the BIN, gets random digits and a Luhn check digit, and comes with a random expiry date and CVV.

One representative Visa/Mastercard range per major bank. All 681 BINs with a named issuer are in the Indonesia BIN list.

Local card networks in Indonesia

A checkout built for Visa and Mastercard often mislabels domestic cards. The schemes below are specific to Indonesia and worth a test case each.

Largest card issuers in Indonesia

The 10 banks with the most BINs in the data, out of 83 named issuers. PT. Bank Negara Indonesia (Persero), PT Bank Mandiri (Persero) and PT. Bank CIMB Niaga alone account for 30% of the named BINs in Indonesia. Click a bank to see every BIN it has in Indonesia.

Card networks and card types in Indonesia

Our BIN data lists 808 BINs registered to Indonesia, 681 of them with a named issuer across 83 banks. Visa is the most common network (47% of the BINs), followed by Mastercard (37%). Credit ranges outnumber debit ranges 521 to 287. Visa and Mastercard hold a similar number of ranges. 2 ranges are prepaid or gift products and 80 are business, corporate or commercial cards.

Most common product levels: Platinum (160), Standard (129), Gold (107), Classic (85), World (34).

Payment testing notes for Indonesia

• Currency: IDR (Indonesian rupiah). Most gateway APIs expect amounts in the smallest unit, for example 1050 for 10.50.
• Card authentication: Indonesian issuers commonly require 3-D Secure (usually an OTP sent to the cardholder's phone) for online card payments, and gateways such as Xendit run 3DS on card charges. We found no single Bank Indonesia rule that makes it mandatory. Source
• Card country: Geo checks match the issuing country of the BIN (ID) against IP and address. Generate one batch with a local BIN and one with a foreign BIN to cover both outcomes.
• Debit vs credit: Only 36% of the BINs from Indonesia are debit ranges — fewer than in 45 of the 62 other countries we cover. Card type matters for surcharges, installment plans and stored-card billing: test each.
• Billing details: postcodes in Indonesia are 5 digits (e.g. 10110); phone numbers use +62 — 9 to 12 digits after +62, mobiles start with 8 (national trunk prefix 0, written 08xx locally). Generate Indonesia test addresses.
• Bank-transfer virtual accounts and e-wallets (GoPay, OVO, DANA) are common alternatives to cards at checkout.

Paying online in Indonesia: local methods and gateways

Cards are only part of the picture. These payment methods are popular in Indonesia and usually sit next to the card form at checkout:

• QRIS (QR) — National QR payment standard from Bank Indonesia and ASPI (17 August 2019, PADG 21/18/2019), based on EMVCo, that any bank or e-wallet app can scan. Source
• E-wallets (GoPay, OVO, DANA, ShopeePay) (wallet) — Indonesian gateways list OVO, DANA, LinkAja, ShopeePay and others as e-wallet channels, and GoPay can be paid via QRIS. Source
• Bank virtual accounts (bank transfer) — Customers pay a unique virtual account number at banks such as BCA, BNI, Mandiri, BRI and Permata. Source

Payment gateways developers commonly integrate for Indonesia, with their official sandbox docs:

Card generators for other countries

• 🇨🇳 China
• 🇯🇵 Japan
• 🇰🇷 South Korea
• 🇦🇺 Australia
• 🇭🇰 Hong Kong
• 🇸🇬 Singapore
• 🇹🇼 Taiwan
• 🇲🇾 Malaysia

← Generators for other countries · Indonesia BIN list · BIN generator · BIN checker

BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.