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BIN 430894 – Visa Debit Card from The Citizens National Bank of Park Rapids

430894 is the BIN of a Visa Classic debit card from The Citizens National Bank of Park Rapids, registered in the United States. Below: card format, test numbers and related BINs.

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430894Visa Debit
Network
Visa
Type
Debit
Level
Classic
Issuer
The Citizens National Bank of Park Rapids
Country
United States US
Card length
16 digits (13 and 19 also allowed)
Security code
3-digit CVV2 on the back
8-digit range
43089400–43089499

Generate test numbers with this BIN Open in BIN generator

Sample test numbers for BIN 430894 Test data

NumberExpiryCVVCopy
4308 9437 4299 135109/2029362
4308 9449 7957 529708/2031830
4308 9479 8145 416112/2031734

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 430894

BIN 430894 is listed as a Visa Classic debit card issued by The Citizens National Bank of Park Rapids in the United States. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Classic marks an entry-level consumer product.

The Citizens National Bank of Park Rapids has fewer than ten BINs in our data, so it has no bank page.

The United States has 156,869 BINs in the dataset; among the 73,133 that name an issuer, the main networks are Visa (50%), Mastercard (22%), Discover (17%), and 46% are debit. See the United States BIN list or the United States card generator.

Visa number format for BIN 430894

Starts with430894 (the BIN). First digit 4: banking and financial
Length16 digits (13 and 19 also allowed)
Security code3-digit CVV2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as4308 9437 4299 1351

A checkout that receives a number starting with 430894 should detect Visa, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

The BINs closest to 430894 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.

Frequently asked questions

Which bank issued BIN 430894?

BIN 430894 is registered to The Citizens National Bank of Park Rapids in the United States. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 430894 a debit or a credit card BIN?

It is recorded as debit, product level Classic. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).

How many digits does a card with BIN 430894 have?

Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 430894?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by The Citizens National Bank of Park Rapids, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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