FakecreditcardAbout BIN 431538
BIN 431538 is listed as a Visa Infinite credit card issued by China Minsheng Banking Corp.,ltd in China. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Signature and Infinite are Visa's premium consumer tiers, above Classic and Gold.
China Minsheng Banking Corp.,ltd has 78 BINs in the dataset, which makes it 15th of 41 banks with a BIN page in China. The China Minsheng Banking Corp.,ltd BIN list shows all of them with network, type and level.
China has 18,370 BINs in the dataset; among the 6,236 that name an issuer, the main networks are UnionPay (39%), Private label (21%), Local brand (15%), and 66% are debit. See the China BIN list or the China card generator.
Visa number format for BIN 431538
| Starts with | 431538 (the BIN). First digit 4: banking and financial |
|---|---|
| Length | 16 digits (13 and 19 also allowed) |
| Security code | 3-digit CVV2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 4315 3879 2043 0694 |
When you test with this BIN, check that your form shows the Visa logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
BINs just below and above 431538. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.
More BINs from China Minsheng Banking Corp.,ltd
All 78 BINs of China Minsheng Banking Corp.,ltd →
Frequently asked questions
Which bank issued BIN 431538?
BIN 431538 is registered to China Minsheng Banking Corp.,ltd in China. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 431538 a debit or a credit card BIN?
It is recorded as credit, product level Infinite. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.
How many digits does a card with BIN 431538 have?
Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 431538?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by China Minsheng Banking Corp.,ltd, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.