FakecreditcardAbout BIN 432395
In our BIN data, 432395 is a Visa Gold debit card range that belongs to Banco de Costa Rica, registered in Costa Rica. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Gold is a mid-tier product between the entry level (Classic or Standard) and premium tiers such as Platinum.
With 52 BINs, Banco de Costa Rica ranks 4th among the 15 banks we list for Costa Rica. The Banco de Costa Rica BIN list shows all of them with network, type and level.
Across Costa Rica, the dataset counts 836 BINs; among the 711 that name an issuer, the main networks are Visa (50%), Mastercard (33%), UATP (14%), and 27% are debit. See the Costa Rica BIN list or the Costa Rica card generator.
Visa number format for BIN 432395
| Starts with | 432395 (the BIN). First digit 4: banking and financial |
|---|---|
| Length | 16 digits (13 and 19 also allowed) |
| Security code | 3-digit CVV2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 4323 9560 9103 2255 |
A checkout that receives a number starting with 432395 should detect Visa, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
The BINs closest to 432395 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.
More BINs from Banco de Costa Rica
All 52 BINs of Banco de Costa Rica →
Frequently asked questions
Which bank issued BIN 432395?
BIN 432395 is registered to Banco de Costa Rica in Costa Rica. The dataset lists the website www.personas.bancobcr.com. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 432395 a debit or a credit card BIN?
It is recorded as debit, product level Gold. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).
How many digits does a card with BIN 432395 have?
Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 432395?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Banco de Costa Rica, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.