Real BINs from banks in Costa Rica
The generator above is preset with BIN 510714, a Mastercard debit range of Banco Nacional de Costa Rica. Click "Use" next to any other bank to switch; the BIN stays fixed while the rest of the Mastercard number is random, closed by a Luhn digit.
| BIN | Issuer | Network | Type · level | Use this BIN |
|---|---|---|---|---|
| 510714 | Banco Nacional de Costa Rica | Mastercard | Debit · Standard | Use |
| 449830 | Banco Promerica de Costa Rica, S.A. | Visa | Credit · Classic | Use |
| 230892 | Cooperativa Nacional de Educadores R.L. (Coopenae R.L.) | Mastercard | Debit · Standard | Use |
| 414282 | Banco de Costa Rica | Visa | Debit · Classic | Use |
| 404485 | Scotiabank de Costa Rica, S.A. | Visa | Credit · Platinum | Use |
| 441576 | Banco Popular y de Desarrollo Comunal | Visa | Credit · Classic | Use |
| 516777 | Banco Bac San Jose, S.A. | Mastercard | Debit · Standard | Use |
| 416828 | Ath Costa Rica, S.A. | Visa | Debit · Classic | Use |
The largest issuers in Costa Rica, one typical Visa or Mastercard BIN each. All 710 BINs with a named issuer are in the Costa Rica BIN list.
Largest card issuers in Costa Rica
The 10 banks with the most BINs in the data, out of 67 named issuers. Avianca, Banco Nacional de Costa Rica and Banco Promerica de Costa Rica alone account for 35% of the named BINs in Costa Rica. Each bank with ten or more BINs has a page listing all of them.
| Issuer | BINs | Main network | Debit |
|---|---|---|---|
| Avianca | 100 | UATP | 0% |
| Banco Nacional de Costa Rica | 86 | Mastercard | 38% |
| Banco Promerica de Costa Rica, S.A. | 64 | Visa | 23% |
| Cooperativa Nacional de Educadores R.L. (Coopenae R.L.) | 62 | Mastercard | 40% |
| Banco de Costa Rica | 52 | Visa | 46% |
| Scotiabank de Costa Rica, S.A. | 39 | Visa | 15% |
| Banco Popular y de Desarrollo Comunal | 34 | Visa | 21% |
| Banco Bac San Jose, S.A. | 28 | Mastercard | 36% |
| Ath Costa Rica, S.A. | 26 | Visa | 35% |
| Banco Lafise, S.A. | 23 | Visa | 26% |
Card networks and card types in Costa Rica
We count 836 card BINs for Costa Rica — 710 with a known issuer, from 67 banks. The largest network is Visa with 44% of the ranges, followed by Mastercard (28%). Credit ranges outnumber debit ranges 538 to 298. Visa ranges outnumber Mastercard 1.5 to 1. 23 ranges are prepaid or gift products and 83 are business, corporate or commercial cards.
| Network | BINs | Share | Debit | Credit |
|---|---|---|---|---|
| Visa | 365 | 44% | 106 | 259 |
| Mastercard | 237 | 28% | 82 | 155 |
| Maestro | 107 | 13% | 107 | 0 |
| UATP | 100 | 12% | 0 | 100 |
| Diners Club | 13 | 2% | 0 | 13 |
| American Express | 13 | 2% | 2 | 11 |
| Private label | 1 | less than 1% | 1 | 0 |
Most common product levels: Standard (178), Classic (152), UATP (100), Gold (99), Platinum (66).
Payment testing notes for Costa Rica
- Currency: CRC (Costa Rican colón). Most gateway APIs expect amounts in the smallest unit, for example 1050 for 10.50.
- Card country: Checkouts that route domestic and international cards differently decide by the BIN country. A BIN from Costa Rica tests the domestic route; any foreign BIN tests the cross-border one.
- Debit vs credit: Only 36% of the BINs from Costa Rica are debit ranges — fewer than in 45 of the 62 other countries we cover. If your checkout treats debit differently (fees, installments, recurring billing), test a BIN of each type from the table above.
- Billing details: postcodes in Costa Rica are 5 digits (e.g. 10101); phone numbers use +506 — 8 digits, no area code; landlines start with 2, mobiles with 6, 7 or 8.
- SINPE Móvil transfers are a popular alternative to cards.
Paying online in Costa Rica: local methods and gateways
Cards are only part of the picture. These payment methods are popular in Costa Rica and usually sit next to the card form at checkout:
- SINPE Móvil (bank transfer) — Banco Central de Costa Rica service that sends money to a mobile number linked to a bank account; widely used by merchants. Source
- SINPE (bank transfer) (bank transfer) — Interbank transfer via the central bank's SINPE system, offered by PSPs as a checkout option. Source
Payment gateways developers commonly integrate for Costa Rica, with their official sandbox docs:
| Gateway | About | Test cards |
|---|---|---|
| ONVO Pay | Costa Rican PSP for cards and SINPE Móvil; test mode is selected with onvo_test_ API keys. | Official docs |
| dLocal | Accepts Visa, Mastercard, Amex, Diners, Discover, JCB, SINPE and SINPE Móvil in Costa Rica. | – |
Card generators for other countries
← Generators for other countries · Costa Rica BIN list · BIN generator · BIN checker
BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.
Frequently asked questions
Can I generate a Costa Rica credit card number for testing?
Yes. Pick a bank from Costa Rica (the default is Banco Nacional de Costa Rica, BIN 510714) and the tool builds Luhn-valid numbers on that prefix, with expiry and CVV. Nothing is attached to them, so any real charge is declined.
Which card networks are most common in Costa Rica?
By BIN count in our data: Visa 44%, Mastercard 28%, Maestro 13%, UATP 12%. Debit ranges make up 36% and credit ranges 64%.
Which BINs do Visa cards from Costa Rica start with?
Examples from different banks: 449830 (Banco Promerica de Costa Rica, S.A.); 414282 (Banco de Costa Rica); 404485 (Scotiabank de Costa Rica, S.A.); 441576 (Banco Popular y de Desarrollo Comunal). See the Costa Rica BIN list for every bank.
Which currency should I use to test payments from Costa Rica?
CRC (Costa Rican colón). Gateway APIs usually expect amounts in the smallest unit (for example 1050 for 10.50). Shoppers with cards from Costa Rica can still be charged in other currencies; their bank converts the amount.
Can I use a generated Costa Rica card number to buy something?
They do not. A generated number only has the right shape; Banco Nacional de Costa Rica or any other issuer has never heard of it, so authorization always fails. Real alternatives: a virtual card from a bank in Costa Rica. Testing a checkout? Use your gateway’s sandbox test cards.
Which payment methods should a checkout for Costa Rica offer next to cards?
SINPE Móvil: Banco Central de Costa Rica service that sends money to a mobile number linked to a bank account; widely used by merchants. SINPE (bank transfer): Interbank transfer via the central bank's SINPE system, offered by PSPs as a checkout option.