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BIN 435616 – Visa Credit Card from SBI Cards and Payment Services, Ltd.

The first six digits 435616 identify a Visa Signature credit card issued by SBI Cards and Payment Services, Ltd. (India). Below: card format, test numbers and related BINs.

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435616Visa Credit
Network
Visa
Type
Credit
Level
Signature
Issuer
SBI Cards and Payment Services, Ltd.
Country
India IN
Card length
16 digits (13 and 19 also allowed)
Security code
3-digit CVV2 on the back
8-digit range
43561600–43561699

Generate test numbers with this BIN Open in BIN generator All BINs of this bank

Sample test numbers for BIN 435616 Test data

NumberExpiryCVVCopy
4356 1679 2712 960009/2027932
4356 1610 2006 906002/2028730
4356 1636 4997 081909/2027699

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 435616

In our BIN data, 435616 is a Visa Signature credit card range that belongs to SBI Cards and Payment Services, Ltd., registered in India. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Signature and Infinite are Visa's premium consumer tiers, above Classic and Gold.

With 111 BINs, SBI Cards and Payment Services, Ltd. ranks 15th among the 78 banks we list for India. The SBI Cards and Payment Services, Ltd. BIN list shows all of them with network, type and level.

Across India, the dataset counts 12,256 BINs; among the 8,163 that name an issuer, the main networks are RuPay (54%), Visa (22%), Mastercard (13%), and 78% are debit. See the India BIN list or the India card generator.

Visa number format for BIN 435616

Starts with435616 (the BIN). First digit 4: banking and financial
Length16 digits (13 and 19 also allowed)
Security code3-digit CVV2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as4356 1679 2712 9600

When you test with this BIN, check that your form shows the Visa logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

BINs just below and above 435616. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.

More BINs from SBI Cards and Payment Services, Ltd.

All 111 BINs of SBI Cards and Payment Services, Ltd. →

Frequently asked questions

Which bank issued BIN 435616?

BIN 435616 is registered to SBI Cards and Payment Services, Ltd. in India. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 435616 a debit or a credit card BIN?

It is recorded as credit, product level Signature. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

How many digits does a card with BIN 435616 have?

Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 435616?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by SBI Cards and Payment Services, Ltd., linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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