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BIN 470168 – Visa Credit Card from First-Citizens Bank & Trust Company

470168 is the BIN of a Visa Traditional credit card from First-Citizens Bank & Trust Company, registered in the United States. Below: card format, test numbers and related BINs.

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470168Visa Credit
Network
Visa
Type
Credit
Level
Traditional
Issuer
First-Citizens Bank & Trust Company
Country
United States US
Card length
16 digits (13 and 19 also allowed)
Security code
3-digit CVV2 on the back
8-digit range
47016800–47016899
Issuer phone
+18883234732
Issuer website
www.firstcitizens.com

Generate test numbers with this BIN Open in BIN generator All BINs of this bank

Sample test numbers for BIN 470168 Test data

NumberExpiryCVVCopy
4701 6881 6947 632804/2029616
4701 6863 7871 689807/2027694
4701 6857 6622 514005/2031096

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 470168

BIN 470168 is listed as a Visa Traditional credit card issued by First-Citizens Bank & Trust Company in the United States. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Traditional marks an entry-level consumer product.

First-Citizens Bank & Trust Company has 52 BINs in the dataset, which makes it 124th of 775 banks with a BIN page in the United States. The First-Citizens Bank & Trust Company BIN list shows all of them with network, type and level.

The United States has 156,869 BINs in the dataset; among the 73,133 that name an issuer, the main networks are Visa (50%), Mastercard (22%), Discover (17%), and 46% are debit. See the United States BIN list or the United States card generator.

Visa number format for BIN 470168

Starts with470168 (the BIN). First digit 4: banking and financial
Length16 digits (13 and 19 also allowed)
Security code3-digit CVV2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as4701 6881 6947 6328

When you test with this BIN, check that your form shows the Visa logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

BINs just below and above 470168. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.

More BINs from First-Citizens Bank & Trust Company

All 52 BINs of First-Citizens Bank & Trust Company →

Frequently asked questions

Which bank issued BIN 470168?

BIN 470168 is registered to First-Citizens Bank & Trust Company in the United States. The dataset lists the website www.firstcitizens.com. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 470168 a debit or a credit card BIN?

It is recorded as credit, product level Traditional. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

How many digits does a card with BIN 470168 have?

Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 470168?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by First-Citizens Bank & Trust Company, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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