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BIN 473950 – Visa Credit Card from PT. Bank QNB Indonesia Tbk.

The first six digits 473950 identify a Visa Platinum credit card issued by PT. Bank QNB Indonesia Tbk. (Indonesia). Below: card format, test numbers and related BINs.

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473950Visa Credit
Network
Visa
Type
Credit
Level
Platinum
Issuer
PT. Bank QNB Indonesia Tbk.
Country
Indonesia ID
Card length
16 digits (13 and 19 also allowed)
Security code
3-digit CVV2 on the back
8-digit range
47395000–47395099
Issuer phone
+622130055300
Issuer website
www.qnb.co.id

Generate test numbers with this BIN Open in BIN generator

Sample test numbers for BIN 473950 Test data

NumberExpiryCVVCopy
4739 5059 7085 347701/2031591
4739 5032 9697 938107/2030520
4739 5044 2327 199902/2030957

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 473950

In our BIN data, 473950 is a Visa Platinum credit card range that belongs to PT. Bank QNB Indonesia Tbk., registered in Indonesia. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Platinum is a premium tier; the issuer sets the benefits and limits, but it ranks above the entry-level products.

PT. Bank QNB Indonesia Tbk. has fewer than ten BINs in our data, so it has no bank page.

Across Indonesia, the dataset counts 808 BINs; among the 681 that name an issuer, the main networks are Visa (51%), Mastercard (42%), Maestro (2%), and 33% are debit. See the Indonesia BIN list or the Indonesia card generator.

Visa number format for BIN 473950

Starts with473950 (the BIN). First digit 4: banking and financial
Length16 digits (13 and 19 also allowed)
Security code3-digit CVV2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as4739 5059 7085 3477

When you test with this BIN, check that your form shows the Visa logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

BINs just below and above 473950. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.

Frequently asked questions

Which bank issued BIN 473950?

BIN 473950 is registered to PT. Bank QNB Indonesia Tbk. in Indonesia. The dataset lists the website www.qnb.co.id. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 473950 a debit or a credit card BIN?

It is recorded as credit, product level Platinum. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

How many digits does a card with BIN 473950 have?

Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 473950?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by PT. Bank QNB Indonesia Tbk., linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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