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BIN 479871 – Visa Debit Card from Kinecta Federal Credit Union

The first six digits 479871 identify a Visa Prepaid debit card issued by Kinecta Federal Credit Union (United States). Below: card format, test numbers and related BINs.

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479871Visa Debit
Network
Visa
Type
Debit
Level
Prepaid
Issuer
Kinecta Federal Credit Union
Country
United States US
Card length
16 digits (13 and 19 also allowed)
Security code
3-digit CVV2 on the back
8-digit range
47987100–47987199
Issuer phone
+18008549846
Issuer website
www.kinecta.org

Generate test numbers with this BIN Open in BIN generator All BINs of this bank

Sample test numbers for BIN 479871 Test data

NumberExpiryCVVCopy
4798 7143 0009 780903/2027822
4798 7133 1164 608308/2027616
4798 7190 1887 692305/2029943

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 479871

In our BIN data, 479871 is a Visa Prepaid debit card range that belongs to Kinecta Federal Credit Union, registered in the United States. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Prepaid products are loaded with funds in advance instead of drawing on a credit line; subscription and recurring-billing flows often handle them separately.

With 28 BINs, Kinecta Federal Credit Union ranks 201st among the 775 banks we list for the United States. The Kinecta Federal Credit Union BIN list shows all of them with network, type and level.

Across the United States, the dataset counts 156,869 BINs; among the 73,133 that name an issuer, the main networks are Visa (50%), Mastercard (22%), Discover (17%), and 46% are debit. See the United States BIN list or the United States card generator.

Visa number format for BIN 479871

Starts with479871 (the BIN). First digit 4: banking and financial
Length16 digits (13 and 19 also allowed)
Security code3-digit CVV2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as4798 7143 0009 7809

A checkout that receives a number starting with 479871 should detect Visa, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

The BINs closest to 479871 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.

More BINs from Kinecta Federal Credit Union

All 28 BINs of Kinecta Federal Credit Union →

Frequently asked questions

Which bank issued BIN 479871?

BIN 479871 is registered to Kinecta Federal Credit Union in the United States. The dataset lists the website www.kinecta.org. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 479871 a debit or a credit card BIN?

It is recorded as debit, product level Prepaid. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).

How many digits does a card with BIN 479871 have?

Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 479871?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Kinecta Federal Credit Union, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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