About BIN 481012
In our BIN data, 481012 is a Visa Business debit card range that belongs to CBNK Banco de Colectivos, S.A., registered in Spain. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Business, corporate and commercial products are issued to companies for company spending and often carry different interchange fees from consumer cards.
With 15 BINs, CBNK Banco de Colectivos, S.A. ranks 43rd among the 57 banks we list for Spain. The CBNK Banco de Colectivos, S.A. BIN list shows all of them with network, type and level.
Across Spain, the dataset counts 4,135 BINs; among the 3,129 that name an issuer, the main networks are Visa (57%), Mastercard (22%), Maestro (9%), and 37% are debit. See the Spain BIN list or the Spain card generator.
Visa number format for BIN 481012
| Starts with | 481012 (the BIN). First digit 4: banking and financial |
|---|---|
| Length | 16 digits (13 and 19 also allowed) |
| Security code | 3-digit CVV2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 4810 1273 7120 8524 |
A checkout that receives a number starting with 481012 should detect Visa, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
The BINs closest to 481012 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.
More BINs from CBNK Banco de Colectivos, S.A.
All 15 BINs of CBNK Banco de Colectivos, S.A. →
Frequently asked questions
Which bank issued BIN 481012?
BIN 481012 is registered to CBNK Banco de Colectivos, S.A. in Spain. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 481012 a debit or a credit card BIN?
It is recorded as debit, product level Business. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).
How many digits does a card with BIN 481012 have?
Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 481012?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by CBNK Banco de Colectivos, S.A., linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.