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BIN 484223 – Visa Credit Card from BMO Harris Bank, N.A.

The first six digits 484223 identify a Visa Classic credit card issued by BMO Harris Bank, N.A. (United States). Below: card format, test numbers and related BINs.

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484223Visa Credit
Network
Visa
Type
Credit
Level
Classic
Issuer
BMO Harris Bank, N.A.
Country
United States US
Card length
16 digits (13 and 19 also allowed)
Security code
3-digit CVV2 on the back
8-digit range
48422300–48422399
Issuer phone
+18883402265
Issuer website
www.bmoharris.com

Generate test numbers with this BIN Open in BIN generator All BINs of this bank

Sample test numbers for BIN 484223 Test data

NumberExpiryCVVCopy
4842 2370 0351 865305/2029059
4842 2337 3615 965910/2027502
4842 2306 1590 560809/2028319

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 484223

In our BIN data, 484223 is a Visa Classic credit card range that belongs to BMO Harris Bank, N.A., registered in the United States. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Classic marks an entry-level consumer product.

With 133 BINs, BMO Harris Bank, N.A. ranks 47th among the 775 banks we list for the United States. The BMO Harris Bank, N.A. BIN list shows all of them with network, type and level.

Across the United States, the dataset counts 156,869 BINs; among the 73,133 that name an issuer, the main networks are Visa (50%), Mastercard (22%), Discover (17%), and 46% are debit. See the United States BIN list or the United States card generator.

Visa number format for BIN 484223

Starts with484223 (the BIN). First digit 4: banking and financial
Length16 digits (13 and 19 also allowed)
Security code3-digit CVV2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as4842 2370 0351 8653

When you test with this BIN, check that your form shows the Visa logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

BINs just below and above 484223. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.

More BINs from BMO Harris Bank, N.A.

All 133 BINs of BMO Harris Bank, N.A. →

Frequently asked questions

Which bank issued BIN 484223?

BIN 484223 is registered to BMO Harris Bank, N.A. in the United States. The dataset lists the website www.bmoharris.com. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 484223 a debit or a credit card BIN?

It is recorded as credit, product level Classic. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

How many digits does a card with BIN 484223 have?

Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 484223?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by BMO Harris Bank, N.A., linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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