FakecreditcardAbout BIN 491586
In our BIN data, 491586 is a Visa Infinite credit card range that belongs to Banco Mercantil del Norte S.A.., Instituci N de Banca M Ltiple, Grupo Financiero, registered in Mexico. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Signature and Infinite are Visa's premium consumer tiers, above Classic and Gold.
With 27 BINs, Banco Mercantil del Norte S.A.., Instituci N de Banca M Ltiple, Grupo Financiero ranks 15th among the 42 banks we list for Mexico. The Banco Mercantil del Norte S.A.., Instituci N de Banca M Ltiple, Grupo Financiero BIN list shows all of them with network, type and level.
Across Mexico, the dataset counts 2,149 BINs; among the 1,865 that name an issuer, the main networks are Mastercard (39%), Visa (28%), American Express (14%), and 39% are debit. See the Mexico BIN list or the Mexico card generator.
Visa number format for BIN 491586
| Starts with | 491586 (the BIN). First digit 4: banking and financial |
|---|---|
| Length | 16 digits (13 and 19 also allowed) |
| Security code | 3-digit CVV2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 4915 8696 9704 7904 |
A checkout that receives a number starting with 491586 should detect Visa, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
The BINs closest to 491586 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.
More BINs from Banco Mercantil del Norte S.A.., Instituci N de Banca M Ltiple, Grupo Financiero
All 27 BINs of Banco Mercantil del Norte S.A.., Instituci N de Banca M Ltiple, Grupo Financiero →
Frequently asked questions
Which bank issued BIN 491586?
BIN 491586 is registered to Banco Mercantil del Norte S.A.., Instituci N de Banca M Ltiple, Grupo Financiero in Mexico. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 491586 a debit or a credit card BIN?
It is recorded as credit, product level Infinite. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.
How many digits does a card with BIN 491586 have?
Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 491586?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Banco Mercantil del Norte S.A.., Instituci N de Banca M Ltiple, Grupo Financiero, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.