Real BINs from banks in Mexico
The generator above is preset with BIN 222668, a Mastercard debit range of Banco Nacional de Mexico, S.A. Pick another bank's BIN below to switch — each number keeps the BIN, gets random digits and a Luhn check digit, and comes with a random expiry date and CVV.
| BIN | Issuer | Network | Type · level | Use this BIN |
|---|---|---|---|---|
| 222668 | Banco Nacional de Mexico, S.A. | Mastercard | Debit · Standard | Use |
| 410180 | BBVA Mexico, S.A. | Visa | Credit · Classic | Use |
| 222669 | Tarjetas Banamex, SA de CV, SOFOM E.R. | Mastercard | Credit · Standard | Use |
| 413405 | HSBC Mexico S.A., Institucion de Banca Multiple, Grupo Financiero HSBC | Visa | Credit · Classic | Use |
| 400195 | Banco Azteca S.A. Institucion de Banca Multiple | Visa | Debit · Classic | Use |
| 402318 | Banco Mercantil del Norte S.A.., Instituci N de Banca M Ltiple, Grupo Financiero | Visa | Credit · Platinum | Use |
| 522498 | BBVA Bancomer, SA Instit. de Banca Multiple Grupo Financier | Mastercard | Credit · Standard | Use |
| 402338 | Scotiabank Inverlat, S.A. | Visa | Credit | Use |
| 506201 | Invex | Carnet | Debit · Prepaid | Use |
The largest issuers in Mexico, one typical Visa or Mastercard BIN each, plus local-network BINs. All 1,863 BINs with a named issuer are in the Mexico BIN list.
Local card networks in Mexico
Mexico runs domestic card networks next to Visa and Mastercard. Make sure your brand detection and validation accept their numbers.
| Scheme | Card numbers start with | Length | Online | About |
|---|---|---|---|---|
| Carnet Prosa (Promoción y Operación, S.A. de C.V.) |
506199-506499, 286900, 502275, 606333, 627535, 636318, 636379, 639388, 639484, 639559, 50633601, 50633606 and 5 more | 16 | Yes | Mexican domestic card brand (created 1968) processed by Prosa; dLocal lists Carnet Credit and Carnet Debit as accepted online card brands. No (Carnet-branded credit, debit and prepaid cards). Source |
BIN counts for local networks in our dataset:
| Network | About | BINs | Share | Example BIN |
|---|---|---|---|---|
| Carnet | a Mexican domestic network | 182 | 8% | 506201 Invex |
Card networks and card types in Mexico
Our BIN data lists 2,149 BINs registered to Mexico, 1,863 of them with a named issuer across 362 banks. Mastercard is the most common network (35% of the BINs), followed by Visa (30%). Credit ranges outnumber debit ranges 1,276 to 866. Visa and Mastercard hold a similar number of ranges. 162 ranges are prepaid or gift products and 226 are business, corporate or commercial cards.
| Network | BINs | Share | Debit | Credit |
|---|---|---|---|---|
| Mastercard | 751 | 35% | 292 | 459 |
| Visa | 637 | 30% | 284 | 353 |
| American Express | 282 | 13% | 8 | 267 |
| Carnet | 182 | 8% | 131 | 51 |
| Maestro | 126 | 6% | 125 | 1 |
| UATP | 100 | 5% | 0 | 100 |
| Diners Club | 39 | 2% | 0 | 39 |
| Private label | 22 | 1% | 18 | 4 |
Most common product levels: Standard (566), Classic (262), Personal (179), Business (111), Prepaid (105).
Largest card issuers in Mexico
The 10 banks with the most BINs in the data, out of 362 named issuers. Together, AEC Mexico de CV - Gstar Cons Charge, Aeromexico (AM) and Banco Nacional de Mexico issue 16% of the ranges that name a bank. Follow a bank name for its complete list of ranges.
| Issuer | BINs | Main network | Debit |
|---|---|---|---|
| AEC Mexico SA de CV - Gstar Cons Charge | 125 | American Express | 0% |
| Aeromexico (AM) | 100 | UATP | 0% |
| Banco Nacional de Mexico, S.A. | 67 | Mastercard | 75% |
| BBVA Mexico, S.A. | 56 | Visa | 21% |
| Tarjetas Banamex, SA de CV, SOFOM E.R. | 50 | Mastercard | 0% |
| American Express | 43 | American Express | 0% |
| AEC Mexico SA de CV Gstar Cons Revolve | 42 | American Express | 0% |
| HSBC Mexico S.A., Institucion de Banca Multiple, Grupo Financiero HSBC | 42 | Visa | 33% |
| Banco Azteca S.A. Institucion de Banca Multiple | 41 | Visa | 59% |
| Banco Mercantil del Norte S.A.., Instituci N de Banca M Ltiple, Grupo Financiero | 35 | Visa | 46% |
Payment testing notes for Mexico
- Currency: MXN (Mexican peso). Most gateway APIs expect amounts in the smallest unit, for example 1050 for 10.50.
- Card country: Checkouts that route domestic and international cards differently decide by the BIN country. A BIN from Mexico tests the domestic route; any foreign BIN tests the cross-border one.
- Debit vs credit: Debit makes up just 40% of the ranges here, below 35 of the other 62 countries we cover. Card type matters for surcharges, installment plans and stored-card billing: test each.
- Billing details: postcodes in Mexico are 5 digits (código postal) (e.g. 06600); phone numbers use +52 — 10-digit national number for landlines and mobiles. Generate Mexico test addresses.
- Interest-free monthly installments (meses sin intereses) are a common credit card option at checkout.
- Cash vouchers such as OXXO are a common alternative for shoppers without cards.
Paying online in Mexico: local methods and gateways
Cards are only part of the picture. These payment methods are popular in Mexico and usually sit next to the card form at checkout:
- OXXO (cash voucher) — Customer pays a generated voucher in cash at OXXO convenience stores. Source
- SPEI (bank transfer) — Mexican interbank electronic transfer, offered by PSPs as a bank-transfer checkout option. Source
- Mercado Pago (wallet) — Mercado Libre's wallet, widely accepted at Mexican online checkouts. Source
- Kueski Pay (BNPL) — Mexican buy-now-pay-later option available through PSPs such as dLocal. Source
Payment gateways developers commonly integrate for Mexico, with their official sandbox docs:
| Gateway | About | Test cards |
|---|---|---|
| Mercado Pago | Publishes country-specific test cards; the cardholder name (e.g. APRO) selects the simulated result. | Mercado Pago test cards |
| Openpay | Mexican gateway with a sandbox and a published testing page of test cards. | Official docs |
| Conekta | Mexican PSP for cards, OXXO and SPEI with test-mode API keys. | – |
| dLocal | Cross-border PSP supporting Visa, Mastercard, Amex, Carnet, OXXO and SPEI in Mexico. | – |
Card generators for other countries
← Generators for other countries · Mexico BIN list · BIN generator · BIN checker
BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.
Frequently asked questions
Can I generate a Mexico credit card number for testing?
Yes. Pick a bank from Mexico (the default is Banco Nacional de Mexico, S.A, BIN 222668) and the tool builds Luhn-valid numbers on that prefix, with expiry and CVV. Nothing is attached to them, so any real charge is declined.
Which card networks are most common in Mexico?
By BIN count in our data: Mastercard 35%, Visa 30%, American Express 13%, Carnet 8%. Local networks: Carnet (182 BINs). Debit ranges make up 40% and credit ranges 59%.
Which BINs do Visa cards from Mexico start with?
Examples from different banks: 410180 (BBVA Mexico, S.A.); 413405 (HSBC Mexico S.A., Institucion de Banca Multiple, Grupo Financiero HSBC); 400195 (Banco Azteca S.A. Institucion de Banca Multiple); 402318 (Banco Mercantil del Norte S.A.., Instituci N de Banca M Ltiple, Grupo Financiero). See the Mexico BIN list for every bank.
Which currency should I use to test payments from Mexico?
MXN (Mexican peso). Gateway APIs usually expect amounts in the smallest unit (for example 1050 for 10.50). Shoppers with cards from Mexico can still be charged in other currencies; their bank converts the amount.
Is a generated Mexico card number a real card?
No — format only. Banks in Mexico decline numbers they never issued, which is every generated number. If you need to pay, a bank virtual card or a wallet such as Mercado Pago is the safe route. Testing a checkout? Use your gateway’s sandbox test cards.
What does a Carnet card number look like?
Carnet numbers start with 506199–506499, 286900, 502275, 606333, 627535 and 636318 and have 16 digits with a Luhn check digit. Mexican domestic card brand (created 1968) processed by Prosa; dLocal lists Carnet Credit and Carnet Debit as accepted online card brands. Make sure your card form accepts these prefixes instead of rejecting them as an unknown brand.
How do people pay online in Mexico besides cards?
OXXO: Customer pays a generated voucher in cash at OXXO convenience stores. SPEI: Mexican interbank electronic transfer, offered by PSPs as a bank-transfer checkout option. Mercado Pago: Mercado Libre's wallet, widely accepted at Mexican online checkouts.