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BIN 492071 – Visa Credit Card from Tapiola

The first six digits 492071 identify a Visa credit card issued by Tapiola (Finland). Below: card format, test numbers and related BINs.

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492071Visa Credit
Network
Visa
Type
Credit
Level
–
Issuer
Tapiola
Country
Finland FI
Card length
16 digits (13 and 19 also allowed)
Security code
3-digit CVV2 on the back
8-digit range
49207100–49207199
Issuer phone
+35810195102
Issuer website
www.tapiola.fi

Generate test numbers with this BIN Open in BIN generator

Sample test numbers for BIN 492071 Test data

NumberExpiryCVVCopy
4920 7199 8913 212501/2027888
4920 7182 0370 982506/2030040
4920 7141 5849 327512/2030738

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 492071

BIN 492071 is listed as a Visa credit card issued by Tapiola in Finland. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

Tapiola has fewer than ten BINs in our data, so it has no bank page.

Finland has 912 BINs in the dataset; among the 473 that name an issuer, the main networks are Visa (29%), American Express (25%), Mastercard (22%), and 22% are debit. See the Finland BIN list or the Finland card generator.

Visa number format for BIN 492071

Starts with492071 (the BIN). First digit 4: banking and financial
Length16 digits (13 and 19 also allowed)
Security code3-digit CVV2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as4920 7199 8913 2125

A checkout that receives a number starting with 492071 should detect Visa, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

The BINs closest to 492071 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.

Frequently asked questions

Which bank issued BIN 492071?

BIN 492071 is registered to Tapiola in Finland. The dataset lists the website www.tapiola.fi. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 492071 a debit or a credit card BIN?

It is recorded as credit. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

How many digits does a card with BIN 492071 have?

Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 492071?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Tapiola, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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