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BIN 492226 – Visa Credit Card from Sumitomo Mitsui Trust Card Co., Ltd.

Bank identification number 492226 belongs to a Visa Classic credit card range of Sumitomo Mitsui Trust Card Co., Ltd. in Japan. Below: card format, test numbers and related BINs.

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492226Visa Credit
Network
Visa
Type
Credit
Level
Classic
Issuer
Sumitomo Mitsui Trust Card Co., Ltd.
Country
Japan JP
Card length
16 digits (13 and 19 also allowed)
Security code
3-digit CVV2 on the back
8-digit range
49222600–49222699

Generate test numbers with this BIN Open in BIN generator All BINs of this bank

Sample test numbers for BIN 492226 Test data

NumberExpiryCVVCopy
4922 2626 5843 942012/2030972
4922 2674 9873 207411/2029579
4922 2699 5547 793801/2030840

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 492226

In our BIN data, 492226 is a Visa Classic credit card range that belongs to Sumitomo Mitsui Trust Card Co., Ltd., registered in Japan. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Classic marks an entry-level consumer product.

With 19 BINs, Sumitomo Mitsui Trust Card Co., Ltd. ranks 27th among the 49 banks we list for Japan. The Sumitomo Mitsui Trust Card Co., Ltd. BIN list shows all of them with network, type and level.

Across Japan, the dataset counts 13,915 BINs; among the 5,015 that name an issuer, the main networks are Visa (36%), Diners Club (28%), Mastercard (23%), and 7% are debit. See the Japan BIN list or the Japan card generator.

Visa number format for BIN 492226

Starts with492226 (the BIN). First digit 4: banking and financial
Length16 digits (13 and 19 also allowed)
Security code3-digit CVV2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as4922 2626 5843 9420

When you test with this BIN, check that your form shows the Visa logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

BINs just below and above 492226. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.

More BINs from Sumitomo Mitsui Trust Card Co., Ltd.

All 19 BINs of Sumitomo Mitsui Trust Card Co., Ltd. →

Frequently asked questions

Which bank issued BIN 492226?

BIN 492226 is registered to Sumitomo Mitsui Trust Card Co., Ltd. in Japan. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 492226 a debit or a credit card BIN?

It is recorded as credit, product level Classic. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

How many digits does a card with BIN 492226 have?

Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 492226?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Sumitomo Mitsui Trust Card Co., Ltd., linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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