FakecreditcardAbout BIN 493867
In our BIN data, 493867 is a Visa Classic credit card range that belongs to BOC Credit Card (International), Ltd., registered in Hong Kong. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Classic marks an entry-level consumer product.
With 146 BINs, BOC Credit Card (International), Ltd. ranks the largest among the 29 banks we list for Hong Kong. The BOC Credit Card (International), Ltd. BIN list shows all of them with network, type and level.
Across Hong Kong, the dataset counts 1,721 BINs; among the 1,311 that name an issuer, the main networks are Mastercard (35%), Visa (27%), American Express (16%), and 24% are debit. See the Hong Kong BIN list or the Hong Kong card generator.
Visa number format for BIN 493867
| Starts with | 493867 (the BIN). First digit 4: banking and financial |
|---|---|
| Length | 16 digits (13 and 19 also allowed) |
| Security code | 3-digit CVV2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 4938 6783 1401 6165 |
A checkout that receives a number starting with 493867 should detect Visa, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
The BINs closest to 493867 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.
More BINs from BOC Credit Card (International), Ltd.
All 146 BINs of BOC Credit Card (International), Ltd. →
Frequently asked questions
Which bank issued BIN 493867?
BIN 493867 is registered to BOC Credit Card (International), Ltd. in Hong Kong. The dataset lists the website www.boci.com.hk. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 493867 a debit or a credit card BIN?
It is recorded as credit, product level Classic. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.
How many digits does a card with BIN 493867 have?
Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 493867?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by BOC Credit Card (International), Ltd., linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.