FakecreditcardAbout BIN 496604
BIN 496604 is listed as a Visa Signature credit card issued by The Hongkong and Shanghai Banking Corporation, Ltd. in Hong Kong. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Signature and Infinite are Visa's premium consumer tiers, above Classic and Gold.
The Hongkong and Shanghai Banking Corporation, Ltd. has 59 BINs in the dataset, which makes it 5th of 29 banks with a BIN page in Hong Kong. The The Hongkong and Shanghai Banking Corporation, Ltd. BIN list shows all of them with network, type and level.
Hong Kong has 1,721 BINs in the dataset; among the 1,311 that name an issuer, the main networks are Mastercard (35%), Visa (27%), American Express (16%), and 24% are debit. See the Hong Kong BIN list or the Hong Kong card generator.
Visa number format for BIN 496604
| Starts with | 496604 (the BIN). First digit 4: banking and financial |
|---|---|
| Length | 16 digits (13 and 19 also allowed) |
| Security code | 3-digit CVV2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 4966 0474 9974 1515 |
A checkout that receives a number starting with 496604 should detect Visa, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
The BINs closest to 496604 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.
More BINs from The Hongkong and Shanghai Banking Corporation, Ltd.
All 59 BINs of The Hongkong and Shanghai Banking Corporation, Ltd. →
Frequently asked questions
Which bank issued BIN 496604?
BIN 496604 is registered to The Hongkong and Shanghai Banking Corporation, Ltd. in Hong Kong. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 496604 a debit or a credit card BIN?
It is recorded as credit, product level Signature. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.
How many digits does a card with BIN 496604 have?
Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 496604?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by The Hongkong and Shanghai Banking Corporation, Ltd., linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.