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BIN 503960 – Maestro Debit Card from BMO Bank National Association

503960 is the BIN of a Maestro debit card from BMO Bank National Association, registered in the United States. Below: card format, test numbers and related BINs.

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503960Maestro Debit
Network
Maestro
Type
Debit
Level
–
Issuer
BMO Bank National Association
Country
United States US
Card length
12 to 19 digits
Security code
3-digit code (not on every card)
8-digit range
50396000–50396099

Generate test numbers with this BIN Open in BIN generator All BINs of this bank

Sample test numbers for BIN 503960 Test data

NumberExpiryCVVCopy
5039 6091 0440 595807/2027016
5039 6098 1446 116809/2027840
5039 6093 1996 640609/2028663

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 503960

In our BIN data, 503960 is a Maestro debit card range that belongs to BMO Bank National Association, registered in the United States. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).

With 92 BINs, BMO Bank National Association ranks 77th among the 775 banks we list for the United States. The BMO Bank National Association BIN list shows all of them with network, type and level.

Across the United States, the dataset counts 156,869 BINs; among the 73,133 that name an issuer, the main networks are Visa (50%), Mastercard (22%), Discover (17%), and 46% are debit. See the United States BIN list or the United States card generator.

Maestro number format for BIN 503960

Starts with503960 (the BIN). First digit 5: banking and financial
Length12 to 19 digits
Security code3-digit code (not on every card)
Check digitThe last digit, calculated with the Luhn algorithm
Printed as5039 6091 0440 5958

A checkout that receives a number starting with 503960 should detect Maestro, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

The BINs closest to 503960 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.

More BINs from BMO Bank National Association

All 92 BINs of BMO Bank National Association →

Frequently asked questions

Which bank issued BIN 503960?

BIN 503960 is registered to BMO Bank National Association in the United States. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 503960 a debit or a credit card BIN?

It is recorded as debit. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).

How many digits does a card with BIN 503960 have?

Maestro card numbers have 12 to 19 digits, and the security code is a 3-digit code (not on every card). The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 503960?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by BMO Bank National Association, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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