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BIN 504535 – Cirrus Debit Card (United States)

The first six digits 504535 identify a Cirrus Personal debit card (United States). Below: card format, test numbers and related BINs.

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504535Cirrus Debit
Network
Cirrus
Type
Debit
Level
Personal
Issuer
Not in the data
Country
United States US
Card length
Varies by issuer
Security code
Varies by issuer
8-digit range
50453500–50453599

Generate test numbers with this BIN Open in BIN generator

Sample test numbers for BIN 504535 Test data

NumberExpiryCVVCopy
5045 3501 3335 706612/2031808
5045 3531 3963 236712/2028329
5045 3518 5210 336812/2027380

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 504535

In our BIN data, 504535 is a Cirrus Personal debit card range, registered in the United States. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Personal marks an entry-level consumer product.

The dataset does not name the issuing bank for this range. That is common for ranges that are new, private or used by processors on behalf of several banks.

Across the United States, the dataset counts 156,869 BINs; among the 73,133 that name an issuer, the main networks are Visa (50%), Mastercard (22%), Discover (17%), and 46% are debit. See the United States BIN list or the United States card generator.

Cirrus number format for BIN 504535

Starts with504535 (the BIN). First digit 5: banking and financial
Length16 digits is typical for this prefix
Security code3 digits on most cards
Check digitThe last digit, calculated with the Luhn algorithm
Printed as5045 3501 3335 7066

A checkout that receives a number starting with 504535 should detect Cirrus, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

The BINs closest to 504535 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.

Frequently asked questions

Which bank issued BIN 504535?

The dataset does not name an issuer for BIN 504535, only the country (United States). The network is Cirrus.

Is 504535 a debit or a credit card BIN?

It is recorded as debit, product level Personal. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).

How many digits does a card with BIN 504535 have?

Numbers with this prefix are usually 16 digits long. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 504535?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by any bank, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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