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BIN 511615 – Mastercard Debit Card from Members Choice Credit Union

The first six digits 511615 identify a Mastercard Professional debit card issued by Members Choice Credit Union (United States). Below: card format, test numbers and related BINs.

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511615Mastercard Debit
Network
Mastercard
Type
Debit
Level
Professional
Issuer
Members Choice Credit Union
Country
United States US
Card length
16 digits
Security code
3-digit CVC2 on the back
8-digit range
51161500–51161599
Issuer phone
+12813989900
Issuer website
www.mccu.com

Generate test numbers with this BIN Open in BIN generator All BINs of this bank

Sample test numbers for BIN 511615 Test data

NumberExpiryCVVCopy
5116 1505 7790 135103/2027011
5116 1530 8651 921906/2030201
5116 1508 6817 949304/2028260

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 511615

In our BIN data, 511615 is a Mastercard Professional debit card range that belongs to Members Choice Credit Union, registered in the United States. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).

With 10 BINs, Members Choice Credit Union ranks 741st among the 775 banks we list for the United States. The Members Choice Credit Union BIN list shows all of them with network, type and level.

Across the United States, the dataset counts 156,869 BINs; among the 73,133 that name an issuer, the main networks are Visa (50%), Mastercard (22%), Discover (17%), and 46% are debit. See the United States BIN list or the United States card generator.

Mastercard number format for BIN 511615

Starts with511615 (the BIN). First digit 5: banking and financial
Length16 digits
Security code3-digit CVC2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as5116 1505 7790 1351

When you test with this BIN, check that your form shows the Mastercard logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

BINs just below and above 511615. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.

More BINs from Members Choice Credit Union

All 10 BINs of Members Choice Credit Union →

Frequently asked questions

Which bank issued BIN 511615?

BIN 511615 is registered to Members Choice Credit Union in the United States. The dataset lists the website www.mccu.com. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 511615 a debit or a credit card BIN?

It is recorded as debit, product level Professional. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).

How many digits does a card with BIN 511615 have?

Mastercard card numbers have 16 digits, and the security code is a 3-digit CVC2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 511615?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Members Choice Credit Union, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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