FakecreditcardAbout BIN 520220
BIN 520220 is listed as a Mastercard Titanium credit card issued by Hua Xia Bank Co., Ltd. in China. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Titanium is a premium tier; the issuer sets the benefits and limits, but it ranks above the entry-level products.
Hua Xia Bank Co., Ltd. has 21 BINs in the dataset, which makes it 26th of 41 banks with a BIN page in China. The Hua Xia Bank Co., Ltd. BIN list shows all of them with network, type and level.
China has 18,370 BINs in the dataset; among the 6,236 that name an issuer, the main networks are UnionPay (39%), Private label (21%), Local brand (15%), and 66% are debit. See the China BIN list or the China card generator.
Mastercard number format for BIN 520220
| Starts with | 520220 (the BIN). First digit 5: banking and financial |
|---|---|
| Length | 16 digits |
| Security code | 3-digit CVC2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 5202 2039 9826 4456 |
A checkout that receives a number starting with 520220 should detect Mastercard, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
The BINs closest to 520220 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.
More BINs from Hua Xia Bank Co., Ltd.
All 21 BINs of Hua Xia Bank Co., Ltd. →
Frequently asked questions
Which bank issued BIN 520220?
BIN 520220 is registered to Hua Xia Bank Co., Ltd. in China. The dataset lists the website www.hxb.com.cn. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 520220 a debit or a credit card BIN?
It is recorded as credit, product level Titanium. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.
How many digits does a card with BIN 520220 have?
Mastercard card numbers have 16 digits, and the security code is a 3-digit CVC2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 520220?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Hua Xia Bank Co., Ltd., linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.