FakecreditcardAbout BIN 521398
BIN 521398 is listed as a Mastercard Platinum credit card issued by OJSC Universal Bank in Ukraine. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Platinum is a premium tier; the issuer sets the benefits and limits, but it ranks above the entry-level products.
OJSC Universal Bank has fewer than ten BINs in our data, so it has no bank page.
Ukraine has 1,657 BINs in the dataset; among the 1,322 that name an issuer, the main networks are Visa (52%), Mastercard (39%), Maestro (8%), and 52% are debit. See the Ukraine BIN list or the Ukraine card generator.
Mastercard number format for BIN 521398
| Starts with | 521398 (the BIN). First digit 5: banking and financial |
|---|---|
| Length | 16 digits |
| Security code | 3-digit CVC2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 5213 9827 9458 0119 |
A checkout that receives a number starting with 521398 should detect Mastercard, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
The BINs closest to 521398 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.
Frequently asked questions
Which bank issued BIN 521398?
BIN 521398 is registered to OJSC Universal Bank in Ukraine. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 521398 a debit or a credit card BIN?
It is recorded as credit, product level Platinum. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.
How many digits does a card with BIN 521398 have?
Mastercard card numbers have 16 digits, and the security code is a 3-digit CVC2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 521398?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by OJSC Universal Bank, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
BIN checker · BIN list by country · BIN generator · Free BIN API
BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.