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BIN 521864 – Mastercard Debit Card from Bankers Bank

The first six digits 521864 identify a Mastercard Enhanced debit card issued by Bankers Bank (United States). Below: card format, test numbers and related BINs.

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521864Mastercard Debit
Network
Mastercard
Type
Debit
Level
Enhanced
Issuer
Bankers Bank
Country
United States US
Card length
16 digits
Security code
3-digit CVC2 on the back
8-digit range
52186400–52186499
Issuer website
www.bankersbankusa.com

Generate test numbers with this BIN Open in BIN generator All BINs of this bank

Sample test numbers for BIN 521864 Test data

NumberExpiryCVVCopy
5218 6470 3495 676807/2029890
5218 6460 5385 251006/2028680
5218 6433 0035 637911/2031732

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 521864

In our BIN data, 521864 is a Mastercard Enhanced debit card range that belongs to Bankers Bank, registered in the United States. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).

With 38 BINs, Bankers Bank ranks 149th among the 775 banks we list for the United States. The Bankers Bank BIN list shows all of them with network, type and level.

Across the United States, the dataset counts 156,869 BINs; among the 73,133 that name an issuer, the main networks are Visa (50%), Mastercard (22%), Discover (17%), and 46% are debit. See the United States BIN list or the United States card generator.

Mastercard number format for BIN 521864

Starts with521864 (the BIN). First digit 5: banking and financial
Length16 digits
Security code3-digit CVC2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as5218 6470 3495 6768

A checkout that receives a number starting with 521864 should detect Mastercard, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

The BINs closest to 521864 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.

More BINs from Bankers Bank

All 38 BINs of Bankers Bank →

Frequently asked questions

Which bank issued BIN 521864?

BIN 521864 is registered to Bankers Bank in the United States. The dataset lists the website www.bankersbankusa.com. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 521864 a debit or a credit card BIN?

It is recorded as debit, product level Enhanced. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).

How many digits does a card with BIN 521864 have?

Mastercard card numbers have 16 digits, and the security code is a 3-digit CVC2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 521864?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Bankers Bank, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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