FakecreditcardAbout BIN 523171
In our BIN data, 523171 is a Mastercard Prepaid Corporate debit card range that belongs to Eml Payment Solutions, Ltd., registered in New Zealand. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Prepaid products are loaded with funds in advance instead of drawing on a credit line; subscription and recurring-billing flows often handle them separately.
With 11 BINs, Eml Payment Solutions, Ltd. ranks 10th among the 10 banks we list for New Zealand. The Eml Payment Solutions, Ltd. BIN list shows all of them with network, type and level.
Across New Zealand, the dataset counts 509 BINs; among the 409 that name an issuer, the main networks are Mastercard (25%), UATP (24%), Visa (24%), and 23% are debit. See the New Zealand BIN list.
Mastercard number format for BIN 523171
| Starts with | 523171 (the BIN). First digit 5: banking and financial |
|---|---|
| Length | 16 digits |
| Security code | 3-digit CVC2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 5231 7158 9573 9178 |
A checkout that receives a number starting with 523171 should detect Mastercard, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
The BINs closest to 523171 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.
More BINs from Eml Payment Solutions, Ltd.
All 11 BINs of Eml Payment Solutions, Ltd. →
Frequently asked questions
Which bank issued BIN 523171?
BIN 523171 is registered to Eml Payment Solutions, Ltd. in New Zealand. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 523171 a debit or a credit card BIN?
It is recorded as debit, product level Prepaid Corporate. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).
How many digits does a card with BIN 523171 have?
Mastercard card numbers have 16 digits, and the security code is a 3-digit CVC2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 523171?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Eml Payment Solutions, Ltd., linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.