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BIN 531230 – Mastercard Credit Card from SBI Cards and Payment Services, Ltd.

Bank identification number 531230 belongs to a Mastercard Titanium credit card range of SBI Cards and Payment Services, Ltd. in India. Below: card format, test numbers and related BINs.

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531230Mastercard Credit
Network
Mastercard
Type
Credit
Level
Titanium
Issuer
SBI Cards and Payment Services, Ltd.
Country
India IN
Card length
16 digits
Security code
3-digit CVC2 on the back
8-digit range
53123000–53123099

Generate test numbers with this BIN Open in BIN generator All BINs of this bank

Sample test numbers for BIN 531230 Test data

NumberExpiryCVVCopy
5312 3086 4093 717201/2028121
5312 3089 4330 585306/2031276
5312 3089 2254 472005/2030437

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 531230

BIN 531230 is listed as a Mastercard Titanium credit card issued by SBI Cards and Payment Services, Ltd. in India. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Titanium is a premium tier; the issuer sets the benefits and limits, but it ranks above the entry-level products.

SBI Cards and Payment Services, Ltd. has 111 BINs in the dataset, which makes it 15th of 78 banks with a BIN page in India. The SBI Cards and Payment Services, Ltd. BIN list shows all of them with network, type and level.

India has 12,256 BINs in the dataset; among the 8,163 that name an issuer, the main networks are RuPay (54%), Visa (22%), Mastercard (13%), and 78% are debit. See the India BIN list or the India card generator.

Mastercard number format for BIN 531230

Starts with531230 (the BIN). First digit 5: banking and financial
Length16 digits
Security code3-digit CVC2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as5312 3086 4093 7172

A checkout that receives a number starting with 531230 should detect Mastercard, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

The BINs closest to 531230 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.

More BINs from SBI Cards and Payment Services, Ltd.

All 111 BINs of SBI Cards and Payment Services, Ltd. →

Frequently asked questions

Which bank issued BIN 531230?

BIN 531230 is registered to SBI Cards and Payment Services, Ltd. in India. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 531230 a debit or a credit card BIN?

It is recorded as credit, product level Titanium. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

How many digits does a card with BIN 531230 have?

Mastercard card numbers have 16 digits, and the security code is a 3-digit CVC2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 531230?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by SBI Cards and Payment Services, Ltd., linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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