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BIN 531817 – Mastercard Debit Card from Sidney Federal Credit Union

The first six digits 531817 identify a Mastercard Classic debit card issued by Sidney Federal Credit Union (United States). Below: card format, test numbers and related BINs.

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531817Mastercard Debit
Network
Mastercard
Type
Debit
Level
Classic
Issuer
Sidney Federal Credit Union
Country
United States US
Card length
16 digits
Security code
3-digit CVC2 on the back
8-digit range
53181700–53181799
Issuer phone
+16079677101
Issuer website
sfcuonline.org

Generate test numbers with this BIN Open in BIN generator All BINs of this bank

Sample test numbers for BIN 531817 Test data

NumberExpiryCVVCopy
5318 1703 4993 250605/2028779
5318 1737 5153 280610/2029023
5318 1751 1896 941509/2027677

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 531817

In our BIN data, 531817 is a Mastercard Classic debit card range that belongs to Sidney Federal Credit Union, registered in the United States. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Classic marks an entry-level consumer product.

With 10 BINs, Sidney Federal Credit Union ranks 758th among the 775 banks we list for the United States. The Sidney Federal Credit Union BIN list shows all of them with network, type and level.

Across the United States, the dataset counts 156,869 BINs; among the 73,133 that name an issuer, the main networks are Visa (50%), Mastercard (22%), Discover (17%), and 46% are debit. See the United States BIN list or the United States card generator.

Mastercard number format for BIN 531817

Starts with531817 (the BIN). First digit 5: banking and financial
Length16 digits
Security code3-digit CVC2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as5318 1703 4993 2506

When you test with this BIN, check that your form shows the Mastercard logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

BINs just below and above 531817. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.

More BINs from Sidney Federal Credit Union

All 10 BINs of Sidney Federal Credit Union →

Frequently asked questions

Which bank issued BIN 531817?

BIN 531817 is registered to Sidney Federal Credit Union in the United States. The dataset lists the website sfcuonline.org. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 531817 a debit or a credit card BIN?

It is recorded as debit, product level Classic. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).

How many digits does a card with BIN 531817 have?

Mastercard card numbers have 16 digits, and the security code is a 3-digit CVC2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 531817?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Sidney Federal Credit Union, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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