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BIN 532155 – Mastercard Debit Card from Unity Bank PLC

The first six digits 532155 identify a Mastercard Standard debit card issued by Unity Bank PLC (Nigeria). Below: card format, test numbers and related BINs.

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532155Mastercard Debit
Network
Mastercard
Type
Debit
Level
Standard
Issuer
Unity Bank PLC
Country
Nigeria NG
Card length
16 digits
Security code
3-digit CVC2 on the back
8-digit range
53215500–53215599

Generate test numbers with this BIN Open in BIN generator

Sample test numbers for BIN 532155 Test data

NumberExpiryCVVCopy
5321 5505 3676 872906/2027884
5321 5562 3421 543411/2029510
5321 5512 7320 035505/2027316

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 532155

In our BIN data, 532155 is a Mastercard Standard debit card range that belongs to Unity Bank PLC, registered in Nigeria. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Standard marks an entry-level consumer product.

Unity Bank PLC has fewer than ten BINs in our data, so it has no bank page.

Across Nigeria, the dataset counts 771 BINs; among the 633 that name an issuer, the main networks are Visa (45%), Mastercard (35%), Verve (15%), and 76% are debit. See the Nigeria BIN list or the Nigeria card generator.

Mastercard number format for BIN 532155

Starts with532155 (the BIN). First digit 5: banking and financial
Length16 digits
Security code3-digit CVC2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as5321 5505 3676 8729

When you test with this BIN, check that your form shows the Mastercard logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

BINs just below and above 532155. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.

Frequently asked questions

Which bank issued BIN 532155?

BIN 532155 is registered to Unity Bank PLC in Nigeria. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 532155 a debit or a credit card BIN?

It is recorded as debit, product level Standard. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).

How many digits does a card with BIN 532155 have?

Mastercard card numbers have 16 digits, and the security code is a 3-digit CVC2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 532155?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Unity Bank PLC, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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