FakecreditcardAbout BIN 539721
In our BIN data, 539721 is a Mastercard Prepaid Reloadable debit card range that belongs to Vietnam Public Joint Stock Commercial Bank, registered in Vietnam. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Prepaid products are loaded with funds in advance instead of drawing on a credit line; subscription and recurring-billing flows often handle them separately.
With 11 BINs, Vietnam Public Joint Stock Commercial Bank ranks 22nd among the 24 banks we list for Vietnam. The Vietnam Public Joint Stock Commercial Bank BIN list shows all of them with network, type and level.
Across Vietnam, the dataset counts 782 BINs; among the 743 that name an issuer, the main networks are Visa (50%), Mastercard (30%), Private label (9%), and 46% are debit. See the Vietnam BIN list or the Vietnam card generator.
Mastercard number format for BIN 539721
| Starts with | 539721 (the BIN). First digit 5: banking and financial |
|---|---|
| Length | 16 digits |
| Security code | 3-digit CVC2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 5397 2123 9577 4731 |
When you test with this BIN, check that your form shows the Mastercard logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
BINs just below and above 539721. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.
More BINs from Vietnam Public Joint Stock Commercial Bank
All 11 BINs of Vietnam Public Joint Stock Commercial Bank →
Frequently asked questions
Which bank issued BIN 539721?
BIN 539721 is registered to Vietnam Public Joint Stock Commercial Bank in Vietnam. The dataset lists the website www.pvfc.com.vn. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 539721 a debit or a credit card BIN?
It is recorded as debit, product level Prepaid Reloadable. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).
How many digits does a card with BIN 539721 have?
Mastercard card numbers have 16 digits, and the security code is a 3-digit CVC2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 539721?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Vietnam Public Joint Stock Commercial Bank, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.