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BIN 540477 – Mastercard Credit Card from Banco Santander Chile

The first six digits 540477 identify a Mastercard Gold credit card issued by Banco Santander Chile (Chile). Below: card format, test numbers and related BINs.

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540477Mastercard Credit
Network
Mastercard
Type
Credit
Level
Gold
Issuer
Banco Santander Chile
Country
Chile CL
Card length
16 digits
Security code
3-digit CVC2 on the back
8-digit range
54047700–54047799
Issuer phone
+56800207000
Issuer website
www.santander.cl

Generate test numbers with this BIN Open in BIN generator All BINs of this bank

Sample test numbers for BIN 540477 Test data

NumberExpiryCVVCopy
5404 7749 1675 287703/2029298
5404 7771 8620 114505/2031058
5404 7749 1274 182509/2030687

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 540477

In our BIN data, 540477 is a Mastercard Gold credit card range that belongs to Banco Santander Chile, registered in Chile. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Gold is a mid-tier product between the entry level (Classic or Standard) and premium tiers such as Platinum.

With 47 BINs, Banco Santander Chile ranks the second-largest among the 11 banks we list for Chile. The Banco Santander Chile BIN list shows all of them with network, type and level.

Across Chile, the dataset counts 1,499 BINs; among the 403 that name an issuer, the main networks are Visa (48%), Mastercard (45%), American Express (4%), and 30% are debit. See the Chile BIN list or the Chile card generator.

Mastercard number format for BIN 540477

Starts with540477 (the BIN). First digit 5: banking and financial
Length16 digits
Security code3-digit CVC2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as5404 7749 1675 2877

When you test with this BIN, check that your form shows the Mastercard logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

BINs just below and above 540477. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.

More BINs from Banco Santander Chile

All 47 BINs of Banco Santander Chile →

Frequently asked questions

Which bank issued BIN 540477?

BIN 540477 is registered to Banco Santander Chile in Chile. The dataset lists the website www.santander.cl. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 540477 a debit or a credit card BIN?

It is recorded as credit, product level Gold. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

How many digits does a card with BIN 540477 have?

Mastercard card numbers have 16 digits, and the security code is a 3-digit CVC2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 540477?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Banco Santander Chile, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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