Real BINs from banks in Chile
The generator above is preset with BIN 408011, a Visa credit range of Banco de Chile. Each row below is a different bank. Switching keeps that bank's prefix, randomizes the middle digits and recomputes the check digit, with a fresh expiry and CVV.
| BIN | Issuer | Network | Type · level | Use this BIN |
|---|---|---|---|---|
| 408011 | Banco de Chile | Visa | Credit · Classic | Use |
| 519716 | Banco Santander Chile | Mastercard | Credit · Standard | Use |
| 402365 | Scotiabank Chile | Visa | Debit · Classic | Use |
| 414670 | Banco del Estado de Chile | Visa | Credit · Classic | Use |
| 409674 | Banco Bice | Visa | Debit · Classic | Use |
| 512109 | Banco Itau Chile | Mastercard | Credit · Black | Use |
| 404028 | Promotora CMR Falabella, S.A. | Visa | Credit · Classic | Use |
| 422038 | Banco de Credito e Inversiones | Visa | Credit · Classic | Use |
Each row is a different bank: its most common Visa or Mastercard range. All 403 BINs with a named issuer are in the Chile BIN list.
Local card networks in Chile
Chile runs domestic card networks next to Visa and Mastercard. Make sure your brand detection and validation accept their numbers.
| Scheme | Card numbers start with | Length | Online | About |
|---|---|---|---|---|
| Redcompra Transbank |
Visa/Mastercard BINs (co-badged) | 16 | Yes | Chile's national debit network run by Transbank; online it is paid through Transbank's Webpay checkout by choosing the Redcompra (debit) option. Yes: Redcompra debit cards use Visa or Mastercard BINs (Transbank's own Redcompra test cards start 4051, 4511 and 5186). Source |
Card networks and card types in Chile
Our BIN data lists 1,499 BINs registered to Chile, 403 of them with a named issuer across 54 banks. Maestro is the most common network (68% of the BINs), followed by Visa (14%). Debit ranges outnumber credit ranges 1,151 to 348. Visa and Mastercard hold a similar number of ranges. 43 ranges are prepaid or gift products and 91 are business, corporate or commercial cards.
| Network | BINs | Share | Debit | Credit |
|---|---|---|---|---|
| Maestro | 1,022 | 68% | 1,022 | 0 |
| Visa | 203 | 14% | 65 | 138 |
| Mastercard | 186 | 12% | 55 | 131 |
| Diners Club | 63 | 4% | 0 | 63 |
| American Express | 16 | 1% | 0 | 16 |
| Private label | 9 | 1% | 9 | 0 |
Most common product levels: Standard (1,107), Classic (90), Gold (49), Business (35), Platinum (30).
Largest card issuers in Chile
The 10 banks with the most BINs in the data, out of 54 named issuers. Banco de Chile, Banco Santander Chile and Scotiabank Chile alone account for 37% of the named BINs in Chile. Follow a bank name for its complete list of ranges.
| Issuer | BINs | Main network | Debit |
|---|---|---|---|
| Banco de Chile | 57 | Visa | 21% |
| Banco Santander Chile | 47 | Mastercard | 15% |
| Scotiabank Chile | 45 | Visa | 29% |
| Banco del Estado de Chile | 21 | Visa | 24% |
| Banco Bice | 19 | Visa | 47% |
| Banco Itau Chile | 18 | Mastercard | 11% |
| Promotora CMR Falabella, S.A. | 18 | Visa | 6% |
| Banco de Credito e Inversiones | 16 | Visa | 19% |
| Banco Falabella | 12 | Visa | 83% |
| Santander | 12 | American Express | 0% |
Payment testing notes for Chile
- Currency: CLP (Chilean peso). It has no minor unit, so amounts are whole numbers; most gateway APIs treat CLP as a zero-decimal currency (send 1000, not 100000).
- Card country: Many risk engines flag a mismatch between the card's issuing country (CL), the IP address and the billing country. Test both: a local BIN from the table, then a BIN from another country.
- Debit vs credit: 77% of the BINs from Chile are debit ranges — a higher share than in 54 of the 62 other countries we cover. If your checkout treats debit differently (fees, installments, recurring billing), test a BIN of each type from the table above.
- Billing details: postcodes in Chile are 7 digits (often written NNN-NNNN) (e.g. 8320000); phone numbers use +56 — 9-digit national number; mobiles start with 9.
Paying online in Chile: local methods and gateways
Cards are only part of the picture. These payment methods are popular in Chile and usually sit next to the card form at checkout:
- Webpay (Transbank) (bank transfer) — Transbank's hosted checkout where the buyer is redirected to pay by credit, Redcompra debit or prepaid card. Source
- Khipu (bank transfer) — Online bank-transfer payment initiated from the buyer's bank account. Source
- MACH (wallet) — Digital prepaid card accepted as a card brand by PSPs such as dLocal. Source
- Servipag (cash voucher) — Cash payment network for online order references. Source
Payment gateways developers commonly integrate for Chile, with their official sandbox docs:
| Gateway | About | Test cards |
|---|---|---|
| Transbank (Webpay Plus) | Chilean acquirer; its integration environment has published test cards (Visa, Amex, Mastercard, Redcompra) and test RUT 11.111.111-1 / password 123. | Official docs |
| Mercado Pago | Chile-specific test cards selected by cardholder name. | Mercado Pago test cards |
| Flow | Chilean payment aggregator offering Webpay, cards and transfers through one API. | – |
| Fintoc | Chilean account-to-account payment initiation and direct debit API with a test mode. | Official docs |
Card generators for other countries
← Generators for other countries · Chile BIN list · BIN generator · BIN checker
BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.
Frequently asked questions
Can I generate a Chile credit card number for testing?
Yes. Pick a bank from Chile (the default is Banco de Chile, BIN 408011) and the tool builds Luhn-valid numbers on that prefix, with expiry and CVV. None of them is a real card; live payments fail.
Which card networks are most common in Chile?
By BIN count in our data: Maestro 68%, Visa 14%, Mastercard 12%, Diners Club 4%. Debit ranges make up 77% and credit ranges 23%.
Which BINs do Visa cards from Chile start with?
Examples from different banks: 408011 (Banco de Chile); 402365 (Scotiabank Chile); 414670 (Banco del Estado de Chile); 409674 (Banco Bice). See the Chile BIN list for every bank.
Which currency should I use to test payments from Chile?
CLP (Chilean peso). It has no minor unit, so amounts are whole numbers — many gateway APIs treat it as a zero-decimal currency and expect 1000, not 1000.00. A card from any country can pay in any currency the merchant supports; the issuer handles conversion.
Do these Chile card numbers work for payments?
No — format only. Banks in Chile decline numbers they never issued, which is every generated number. If you need to pay, a bank virtual card or a wallet such as MACH is the safe route. Testing a checkout? Use your gateway’s sandbox test cards.
Which payment methods should a checkout for Chile offer next to cards?
Webpay (Transbank): Transbank's hosted checkout where the buyer is redirected to pay by credit, Redcompra debit or prepaid card. Khipu: Online bank-transfer payment initiated from the buyer's bank account. MACH: Digital prepaid card accepted as a card brand by PSPs such as dLocal.