FakecreditcardAbout BIN 542020
In our BIN data, 542020 is a Mastercard Gold credit card range that belongs to Banco Ripley, S.A., registered in Peru. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Gold is a mid-tier product between the entry level (Classic or Standard) and premium tiers such as Platinum.
Banco Ripley, S.A. has fewer than ten BINs in our data, so it has no bank page; 2 BINs starting with 542 belong to it.
Across Peru, the dataset counts 597 BINs; among the 533 that name an issuer, the main networks are Visa (53%), Mastercard (24%), Diners Club (18%), and 35% are debit. See the Peru BIN list or the Peru card generator.
Mastercard number format for BIN 542020
| Starts with | 542020 (the BIN). First digit 5: banking and financial |
|---|---|
| Length | 16 digits |
| Security code | 3-digit CVC2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 5420 2029 3886 1443 |
A checkout that receives a number starting with 542020 should detect Mastercard, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
The BINs closest to 542020 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.
More BINs from Banco Ripley, S.A.
Frequently asked questions
Which bank issued BIN 542020?
BIN 542020 is registered to Banco Ripley, S.A. in Peru. The dataset lists the website www.bancoripley.com.pe. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 542020 a debit or a credit card BIN?
It is recorded as credit, product level Gold. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.
How many digits does a card with BIN 542020 have?
Mastercard card numbers have 16 digits, and the security code is a 3-digit CVC2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 542020?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Banco Ripley, S.A., linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.