FakecreditcardAbout BIN 542054
BIN 542054 is listed as a Mastercard Mixed Bin credit card issued by Heritage Banking Company, Ltd. in Nigeria. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.
Heritage Banking Company, Ltd. has 13 BINs in the dataset, which makes it 17th of 18 banks with a BIN page in Nigeria. The Heritage Banking Company, Ltd. BIN list shows all of them with network, type and level.
Nigeria has 771 BINs in the dataset; among the 633 that name an issuer, the main networks are Visa (45%), Mastercard (35%), Verve (15%), and 76% are debit. See the Nigeria BIN list or the Nigeria card generator.
Mastercard number format for BIN 542054
| Starts with | 542054 (the BIN). First digit 5: banking and financial |
|---|---|
| Length | 16 digits |
| Security code | 3-digit CVC2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 5420 5475 2414 2297 |
When you test with this BIN, check that your form shows the Mastercard logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
BINs just below and above 542054. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.
More BINs from Heritage Banking Company, Ltd.
All 13 BINs of Heritage Banking Company, Ltd. →
Frequently asked questions
Which bank issued BIN 542054?
BIN 542054 is registered to Heritage Banking Company, Ltd. in Nigeria. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 542054 a debit or a credit card BIN?
It is recorded as credit, product level Mixed Bin. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.
How many digits does a card with BIN 542054 have?
Mastercard card numbers have 16 digits, and the security code is a 3-digit CVC2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 542054?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Heritage Banking Company, Ltd., linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.