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BIN 543646 – Mastercard Credit Card from First Horizon Bank

The first six digits 543646 identify a Mastercard credit card issued by First Horizon Bank (United States). Below: card format, test numbers and related BINs.

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543646Mastercard Credit
Network
Mastercard
Type
Credit
Level
–
Issuer
First Horizon Bank
Country
United States US
Card length
16 digits
Security code
3-digit CVC2 on the back
8-digit range
54364600–54364699
Issuer phone
+18003825465
Issuer website
www.firsthorizon.com

Generate test numbers with this BIN Open in BIN generator All BINs of this bank

Sample test numbers for BIN 543646 Test data

NumberExpiryCVVCopy
5436 4675 6584 016601/2031063
5436 4633 9771 110502/2031410
5436 4655 1411 441008/2028940

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 543646

BIN 543646 is listed as a Mastercard credit card issued by First Horizon Bank in the United States. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

First Horizon Bank has 139 BINs in the dataset, which makes it 45th of 775 banks with a BIN page in the United States. The First Horizon Bank BIN list shows all of them with network, type and level.

The United States has 156,869 BINs in the dataset; among the 73,133 that name an issuer, the main networks are Visa (50%), Mastercard (22%), Discover (17%), and 46% are debit. See the United States BIN list or the United States card generator.

Mastercard number format for BIN 543646

Starts with543646 (the BIN). First digit 5: banking and financial
Length16 digits
Security code3-digit CVC2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as5436 4675 6584 0166

A checkout that receives a number starting with 543646 should detect Mastercard, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

The BINs closest to 543646 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.

More BINs from First Horizon Bank

All 139 BINs of First Horizon Bank →

Frequently asked questions

Which bank issued BIN 543646?

BIN 543646 is registered to First Horizon Bank in the United States. The dataset lists the website www.firsthorizon.com. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 543646 a debit or a credit card BIN?

It is recorded as credit. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

How many digits does a card with BIN 543646 have?

Mastercard card numbers have 16 digits, and the security code is a 3-digit CVC2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 543646?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by First Horizon Bank, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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