FakecreditcardAbout BIN 544196
In our BIN data, 544196 is a Mastercard Gold credit card range that belongs to Nexi Payments SPA, registered in Italy. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Gold is a mid-tier product between the entry level (Classic or Standard) and premium tiers such as Platinum.
With 529 BINs, Nexi Payments SPA ranks the largest among the 27 banks we list for Italy. The Nexi Payments SPA BIN list shows all of them with network, type and level.
Across Italy, the dataset counts 3,035 BINs; among the 2,195 that name an issuer, the main networks are Maestro (32%), Mastercard (26%), Visa (25%), and 52% are debit. See the Italy BIN list or the Italy card generator.
Mastercard number format for BIN 544196
| Starts with | 544196 (the BIN). First digit 5: banking and financial |
|---|---|
| Length | 16 digits |
| Security code | 3-digit CVC2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 5441 9665 2983 5058 |
A checkout that receives a number starting with 544196 should detect Mastercard, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
The BINs closest to 544196 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.
More BINs from Nexi Payments SPA
All 529 BINs of Nexi Payments SPA →
Frequently asked questions
Which bank issued BIN 544196?
BIN 544196 is registered to Nexi Payments SPA in Italy. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 544196 a debit or a credit card BIN?
It is recorded as credit, product level Gold. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.
How many digits does a card with BIN 544196 have?
Mastercard card numbers have 16 digits, and the security code is a 3-digit CVC2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 544196?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Nexi Payments SPA, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.