FakecreditcardReal BINs from banks in Italy
The generator above is preset with BIN 513348, a Mastercard debit range of Nexi Payments SPA. Pick another bank's BIN below to switch — each number keeps the BIN, gets random digits and a Luhn check digit, and comes with a random expiry date and CVV.
| BIN | Issuer | Network | Type · level | Use this BIN |
|---|---|---|---|---|
| 513348 | Nexi Payments SPA | Mastercard | Debit · Prepaid | Use |
| 530514 | Intesa Sanpaolo SPA | Mastercard | Debit · Prepaid | Use |
| 493503 | Deutsche Bank S.P.A. | Visa | Credit · Classic | Use |
| 491688 | SIA S.P.A. | Visa | Credit | Use |
| 510247 | UniCredit SPA | Mastercard | Credit · Standard | Use |
| 516499 | Numia SPA | Mastercard | Debit · Prepaid | Use |
| 520330 | Findomestic Banca SPA | Mastercard | Credit · Standard | Use |
| 404101 | Banca Monte dei Paschi di Siena S.P.A. | Visa | Credit · Classic | Use |
One BIN per bank — the most common Visa or Mastercard product of each of the largest issuers. All 2,195 BINs with a named issuer are in the Italy BIN list.
Local card networks in Italy
Besides the international networks, Italy has its own card scheme. Local networks matter for testing because their numbers often use prefixes that a Visa/Mastercard-only form rejects or labels wrongly.
| Network | About | BINs | Share | Example BIN |
|---|---|---|---|---|
| PagoBancomat | the Italian domestic debit scheme | 162 | 5% | – |
Largest card issuers in Italy
The 10 banks with the most BINs in the data, out of 174 named issuers. Each bank with ten or more BINs has a page listing all of them.
| Issuer | BINs | Main network | Debit |
|---|---|---|---|
| Nexi Payments SPA | 529 | Maestro | 68% |
| DC Italy | 218 | Diners Club | 0% |
| Intesa Sanpaolo S.P.A. | 126 | Mastercard | 67% |
| Deutsche Bank S.P.A. | 119 | Visa | 17% |
| SIA S.P.A. | 118 | Maestro | 99% |
| UniCredit S.P.A. | 106 | Mastercard | 41% |
| Istituto Centrale delle Banche di Credito Cooperativo (Iccrea) | 105 | Maestro | 100% |
| AEI Italy Gstar Con Charge | 94 | American Express | 0% |
| Numia SPA | 63 | Mastercard | 60% |
| Findomestic Banca S.P.A. | 59 | Mastercard | 7% |
Card networks and card types in Italy
We count 3,035 card BINs for Italy — 2,195 with a known issuer, from 174 banks. Maestro is the most common network (39% of the BINs), followed by Visa (20%). Debit ranges outnumber credit ranges 1,840 to 1,195. 266 ranges are prepaid or gift products and 314 are business, corporate or commercial cards.
| Network | BINs | Share | Debit | Credit |
|---|---|---|---|---|
| Maestro | 1,194 | 39% | 1,194 | 0 |
| Visa | 615 | 20% | 211 | 404 |
| Mastercard | 586 | 19% | 251 | 335 |
| Diners Club | 291 | 10% | 0 | 291 |
| PagoBancomat | 162 | 5% | 162 | 0 |
| American Express | 157 | 5% | 0 | 157 |
| Private label | 18 | 1% | 13 | 5 |
| UnionPay | 10 | less than 1% | 8 | 2 |
Most common product levels: Standard (621), Personal (490), Classic (219), Business (142), Prepaid (139).
Payment testing notes for Italy
- Currency: EUR (euro). Most gateway APIs expect amounts in the smallest unit, for example 1050 for 10.50.
- Strong Customer Authentication: as an EEA country, PSD2 rules require two-factor authentication for most online card payments — test 3-D Secure challenges in your gateway's sandbox.
- Card country: fraud rules often compare the BIN country (IT) with the shopper's IP address and billing address. Generate numbers with a BIN from Italy to test the domestic path, and with a foreign BIN to test cross-border rules.
- Debit vs credit: 60% of the BINs from Italy are debit ranges. If your checkout treats debit differently (fees, installments, recurring billing), test with a BIN of each type from the table above.
Generated numbers only pass format checks: network prefix, length and the Luhn checksum. They are not issued by any bank in Italy, carry no money and are declined by every real payment system — use them for forms, validation and BIN rules, and switch to your gateway's documented test cards for approvals and declines.
← Generators for other countries · Italy BIN list · BIN generator · BIN checker
BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.
Frequently asked questions
Can I generate a Italy credit card number for testing?
Yes. The generator on this page starts every number with a real BIN registered to a bank in Italy — by default 513348 (Nexi Payments SPA, Mastercard debit). The remaining digits are random and the last one is a Luhn check digit. No bank issued the number, so it carries no account and real payments with it are declined.
Which card networks are most common in Italy?
By BIN count in our data: Maestro 39%, Visa 20%, Mastercard 19%, Diners Club 10%. Local networks: PagoBancomat (162 BINs). Debit ranges make up 61% and credit ranges 39%.
Which BINs do Visa cards from Italy start with?
Examples from different banks: 493503 (Deutsche Bank S.P.A.); 491688 (SIA S.P.A.); 404101 (Banca Monte dei Paschi di Siena S.P.A.). See the Italy BIN list for every bank.
Which currency should I use to test payments from Italy?
EUR (euro). Gateway APIs usually expect amounts in the smallest unit (for example 1050 for 10.50). A card from any country can pay in any currency the merchant supports; the issuer handles conversion.
Will these numbers pass a payment gateway?
They pass format checks — length, network prefix and the Luhn checksum — so they are ideal for testing form validation and BIN-based rules. Gateways in test mode want their own documented test cards for approvals and declines; in live mode every generated number is declined because no bank has issued it.