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BIN 546549 – Mastercard Debit Card from Builtwell Bank

Bank identification number 546549 belongs to a Mastercard Enhanced debit card range of Builtwell Bank in the United States. Below: card format, test numbers and related BINs.

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546549Mastercard Debit
Network
Mastercard
Type
Debit
Level
Enhanced
Issuer
Builtwell Bank
Country
United States US
Card length
16 digits
Security code
3-digit CVC2 on the back
8-digit range
54654900–54654999

Generate test numbers with this BIN Open in BIN generator

Sample test numbers for BIN 546549 Test data

NumberExpiryCVVCopy
5465 4969 0046 680311/2030442
5465 4931 4970 384911/2028312
5465 4930 0428 746608/2028590

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 546549

BIN 546549 is listed as a Mastercard Enhanced debit card issued by Builtwell Bank in the United States. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).

Builtwell Bank has fewer than ten BINs in our data, so it has no bank page.

The United States has 156,869 BINs in the dataset; among the 73,133 that name an issuer, the main networks are Visa (50%), Mastercard (22%), Discover (17%), and 46% are debit. See the United States BIN list or the United States card generator.

Mastercard number format for BIN 546549

Starts with546549 (the BIN). First digit 5: banking and financial
Length16 digits
Security code3-digit CVC2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as5465 4969 0046 6803

When you test with this BIN, check that your form shows the Mastercard logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

BINs just below and above 546549. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.

Frequently asked questions

Which bank issued BIN 546549?

BIN 546549 is registered to Builtwell Bank in the United States. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 546549 a debit or a credit card BIN?

It is recorded as debit, product level Enhanced. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).

How many digits does a card with BIN 546549 have?

Mastercard card numbers have 16 digits, and the security code is a 3-digit CVC2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 546549?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Builtwell Bank, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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