FakecreditcardAbout BIN 550020
BIN 550020 is listed as a Mastercard World credit card issued by Viseca Payment Services SA in Switzerland. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. World and World Elite are Mastercard's premium consumer tiers, above Standard and Gold.
Viseca Payment Services SA has 90 BINs in the dataset, which makes it the third-largest of 17 banks with a BIN page in Switzerland. The Viseca Payment Services SA BIN list shows all of them with network, type and level.
Switzerland has 874 BINs in the dataset; among the 790 that name an issuer, the main networks are Visa (35%), Mastercard (28%), American Express (14%), and 33% are debit. See the Switzerland BIN list or the Switzerland card generator.
Mastercard number format for BIN 550020
| Starts with | 550020 (the BIN). First digit 5: banking and financial |
|---|---|
| Length | 16 digits |
| Security code | 3-digit CVC2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 5500 2048 3490 0138 |
When you test with this BIN, check that your form shows the Mastercard logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
BINs just below and above 550020. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.
More BINs from Viseca Payment Services SA
All 90 BINs of Viseca Payment Services SA →
Frequently asked questions
Which bank issued BIN 550020?
BIN 550020 is registered to Viseca Payment Services SA in Switzerland. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 550020 a debit or a credit card BIN?
It is recorded as credit, product level World. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.
How many digits does a card with BIN 550020 have?
Mastercard card numbers have 16 digits, and the security code is a 3-digit CVC2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 550020?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Viseca Payment Services SA, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.