Real BINs from banks in Switzerland
The generator above is preset with BIN 419372, a Visa credit range of Corner Banca, S.A. Each row below is a different bank. Switching keeps that bank's prefix, randomizes the middle digits and recomputes the check digit, with a fresh expiry and CVV.
| BIN | Issuer | Network | Type · level | Use this BIN |
|---|---|---|---|---|
| 419372 | Corner Banca, S.A. | Visa | Credit · Classic | Use |
| 521424 | Viseca Payment Services SA | Mastercard | Credit · World | Use |
| 510197 | UBS Switzerland AG | Mastercard | Credit · World | Use |
| 510039 | Six BBS AG | Mastercard | Debit · Standard | Use |
| 440653 | Topcard Service, S.A. | Visa | Credit · Business | Use |
| 510058 | Swisscard AECS GmbH | Mastercard | Credit · World | Use |
| 478283 | CBH - Compagnie Bancaire Helvetique, S.A. | Visa | Credit · Platinum | Use |
| 512167 | PostFinance AG | Mastercard | Credit · World | Use |
Each row is a different bank: its most common Visa or Mastercard range. All 790 BINs with a named issuer are in the Switzerland BIN list.
Local card networks in Switzerland
Local schemes are where card forms usually break: their prefixes are missing from many brand-detection libraries. These are the domestic networks of Switzerland.
| Scheme | Card numbers start with | Length | Online | About |
|---|---|---|---|---|
| PostFinance Card PostFinance (Swiss Post) |
Visa/Mastercard BINs (co-badged) | – | Limited | Domestic debit card: the 'PostFinance Card' online payment method is being replaced by PostFinance Pay (app approval) in online shops until the end of 2026, while the Debit Mastercard side works online worldwide. Yes: the PostFinance Card in CHF is combined with Debit Mastercard. Source |
Card networks and card types in Switzerland
Our BIN data lists 874 BINs registered to Switzerland, 790 of them with a named issuer across 60 banks. Visa is the most common network (33% of the BINs), followed by Mastercard (26%). Credit ranges outnumber debit ranges 557 to 281. Visa and Mastercard hold a similar number of ranges. 88 ranges are prepaid or gift products and 141 are business, corporate or commercial cards.
| Network | BINs | Share | Debit | Credit |
|---|---|---|---|---|
| Visa | 292 | 33% | 82 | 210 |
| Mastercard | 225 | 26% | 79 | 146 |
| Diners Club | 120 | 14% | 0 | 120 |
| Maestro | 118 | 14% | 118 | 0 |
| American Express | 111 | 13% | 0 | 75 |
| Discover | 6 | 1% | 0 | 6 |
| Private label | 1 | less than 1% | 1 | 0 |
| UnionPay | 1 | less than 1% | 1 | 0 |
Most common product levels: Standard (127), Personal (105), Classic (82), World (66), Business (61).
Largest card issuers in Switzerland
The 10 banks with the most BINs in the data, out of 60 named issuers. Corner Banca, Swisscard AECS - Care Cons Charge and Viseca Payment Services alone account for 40% of the named BINs in Switzerland. Each bank with ten or more BINs has a page listing all of them.
| Issuer | BINs | Main network | Debit |
|---|---|---|---|
| Corner Banca, S.A. | 138 | Visa | 32% |
| Swisscard AECS AG - Care Cons Charge | 90 | American Express | 0% |
| Viseca Payment Services SA | 90 | Mastercard | 18% |
| UBS Switzerland AG | 67 | Visa | 28% |
| Swisskey AG | 63 | Maestro | 100% |
| Six BBS AG | 54 | Maestro | 100% |
| Topcard Service AG | 27 | Visa | 4% |
| Swisscard AECS GmbH | 21 | Mastercard | 5% |
| CBH - Compagnie Bancaire Helvetique, S.A. | 18 | Visa | 28% |
| DC Eur Switzerland | 17 | Diners Club | 0% |
Payment testing notes for Switzerland
- Currency: CHF (Swiss franc). Most gateway APIs expect amounts in the smallest unit, for example 1050 for 10.50.
- Card authentication: Switzerland is not bound by PSD2, but EU banks and card networks still require SCA/3-D Secure for EU cards used at Swiss shops, so Swiss gateways support 3-D Secure 2. Source
- Card country: Geo checks match the issuing country of the BIN (CH) against IP and address. Generate one batch with a local BIN and one with a foreign BIN to cover both outcomes.
- Debit vs credit: Debit makes up just 32% of the ranges here, below 50 of the other 62 countries we cover. Debit and credit often follow different rules for refunds, installments and recurring billing, so cover both types.
- Billing details: postcodes in Switzerland are 4 digits, numbered west to east (shared with Liechtenstein) (e.g. 8001); phone numbers use +41 — Mobile numbers start with 075, 076, 077, 078 or 079 (07x xxx xx xx).
- TWINT mobile payments are widely used next to cards.
Paying online in Switzerland: local methods and gateways
Cards are only part of the picture. These payment methods are popular in Switzerland and usually sit next to the card form at checkout:
- TWINT (wallet) — Swiss mobile payment app: the shopper is redirected to their bank's TWINT app or scans a QR code on desktop; CHF only. Source
- PostFinance Pay (wallet) — PostFinance's app-based online payment that replaces 'PostFinance Card' and 'PostFinance E-Finance' in shops by the end of 2026. Source
- Klarna (BNPL) — Pay later or in instalments; Switzerland is a supported customer country. Source
- PayPal (wallet) — PayPal wallet, available to Swiss businesses and buyers. Source
Payment gateways developers commonly integrate for Switzerland, with their official sandbox docs:
| Gateway | About | Test cards |
|---|---|---|
| Datatrans | Swiss payment gateway; its testing page covers test cards plus test flows for TWINT, PostFinance Card/E-Finance/Pay and other Swiss methods. | Official docs |
| Worldline Saferpay | Swiss e-commerce gateway; the test environment only accepts its special test cards and simulators. | Official docs |
| Payrexx | Swiss payment platform with a testing page for test cards. | Official docs |
Card generators for other countries
← Generators for other countries · Switzerland BIN list · BIN generator · BIN checker
BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.
Frequently asked questions
Can I generate a Switzerland credit card number for testing?
Yes. Pick a bank from Switzerland (the default is Corner Banca, S.A, BIN 419372) and the tool builds Luhn-valid numbers on that prefix, with expiry and CVV. Nothing is attached to them, so any real charge is declined.
Which card networks are most common in Switzerland?
By BIN count in our data: Visa 33%, Mastercard 26%, Diners Club 14%, Maestro 14%. Debit ranges make up 32% and credit ranges 64%.
Which BINs do Visa cards from Switzerland start with?
Examples from different banks: 419372 (Corner Banca, S.A.); 440653 (Topcard Service, S.A.); 478283 (CBH - Compagnie Bancaire Helvetique, S.A.). See the Switzerland BIN list for every bank.
Which currency should I use to test payments from Switzerland?
CHF (Swiss franc). Gateway APIs usually expect amounts in the smallest unit (for example 1050 for 10.50). Shoppers with cards from Switzerland can still be charged in other currencies; their bank converts the amount.
Is a generated Switzerland card number a real card?
No. The first six digits are real Switzerland bank prefixes, the rest is random, so the number belongs to nobody and every live payment fails. For real online payments in Switzerland, ask your bank for a virtual card or a wallet such as TWINT and PostFinance Pay. Testing a checkout? Use your gateway’s sandbox test cards.
How do people pay online in Switzerland besides cards?
TWINT: Swiss mobile payment app: the shopper is redirected to their bank's TWINT app or scans a QR code on desktop; CHF only. PostFinance Pay: PostFinance's app-based online payment that replaces 'PostFinance Card' and 'PostFinance E-Finance' in shops by the end of 2026. Klarna: Pay later or in instalments; Switzerland is a supported customer country.