Advertisement

BIN 550239 – Mastercard Credit Card (United States)

The first six digits 550239 identify a Mastercard credit card (United States). Below: card format, test numbers and related BINs.

Advertisement
550239Mastercard Credit
Network
Mastercard
Type
Credit
Level
–
Issuer
Not in the data
Country
United States US
Card length
16 digits
Security code
3-digit CVC2 on the back
8-digit range
55023900–55023999

Generate test numbers with this BIN Open in BIN generator

Sample test numbers for BIN 550239 Test data

NumberExpiryCVVCopy
5502 3926 8846 891012/2028345
5502 3978 8352 045601/2031608
5502 3934 6154 387910/2028067

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

Advertisement

About BIN 550239

BIN 550239 is listed as a Mastercard credit card in the United States. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

The dataset does not name the issuing bank for this range. That is common for ranges that are new, private or used by processors on behalf of several banks.

The United States has 156,869 BINs in the dataset; among the 73,133 that name an issuer, the main networks are Visa (50%), Mastercard (22%), Discover (17%), and 46% are debit. See the United States BIN list or the United States card generator.

Mastercard number format for BIN 550239

Starts with550239 (the BIN). First digit 5: banking and financial
Length16 digits
Security code3-digit CVC2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as5502 3926 8846 8910

A checkout that receives a number starting with 550239 should detect Mastercard, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

Advertisement

Nearby BINs

The BINs closest to 550239 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.

Frequently asked questions

Which bank issued BIN 550239?

The dataset does not name an issuer for BIN 550239, only the country (United States). The network is Mastercard.

Is 550239 a debit or a credit card BIN?

It is recorded as credit. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

How many digits does a card with BIN 550239 have?

Mastercard card numbers have 16 digits, and the security code is a 3-digit CVC2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 550239?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by any bank, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

BIN checker · BIN list by country · BIN generator · Free BIN API

BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

Advertisement